22 Beech Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 22 Beech Rd, Charlestown, RI 02813

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 760 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jan 2026)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`7-0510-92`

Property Details

APN / Parcel Number

Primary APN	`7-0510-92`
Alternative APNs	`CHAR M:11 L:441` `M:011 B:441`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	7-0510-92
Street Address	22 BEECH RD
City	CHARLESTOWN
State	RI
Zip	02813-2303
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R20
Legal Lot Number	441
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	2
Census Block	2065
Census Tract	51102

Owner

22 Beech Rd, a residential property, is owned and occupied by an individual who bought it in January 2026.

Source: Charlestown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	22 BEECH RD, CHARLESTOWN, RI 02813-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY
Sep 22, 2022	Warranty Deed, Transfer
Jan 25, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jan 25, 2019
Deed Book / Page	518 / 232
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	444-201
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jan 30, 2026
Property Address	22 BEECH RD, CHARLESTOWN, RI 02813-2303
Document Number	000518-232
Book / Page	518 / 232
Instrument Date	Jan 30, 2026
Instrument	172
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000173
Date	Jan 30, 2026
Instrument	173

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2031
Index	1-Year CMT

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Sep 22, 2022
Property Address	22 BEECH RD, CHARLESTOWN, RI 02813-2303
Document Number	000490-473
Book / Page	490 / 473
Instrument Date	Sep 19, 2022
Instrument	1932
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2717 DE LA ROSA ST, THE VILLAGES, FL 32162-0051

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jan 25, 2019
Property Address	22 BEECH RD, CHARLESTOWN, RI 02813-2303
Document Number	444-201
Book / Page	000444 / 000201
Instrument Date	Jan 11, 2019
Instrument	158
Transaction Type	Foreclosure
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BIRCHWOOD LN WEST WARWICK RI 028932305, WEST WARWICK, RI 02893-2305

Tax Assessment & Valuation

The 2025 property tax bill for 22 Beech Rd was $2,615.

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00	$440,900 Land $313,600 Building $127,300	$550,339
2023	$2,531.00	$440,900 Land $313,600 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Beech Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 207 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	207 in force
Nearby Flood Claims	84 (1978–2024)
Claims Outside the SFHA	13 of 84
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 27 claims Severe Storms And Flooding, Apr 2010 · 15 claims Hurricane Bob, Aug 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Beech Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beech Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures