22 Bedford Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 22 Bedford Rd, Summit, NJ 07901 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1931
Square Footage2,320 sqft Living Area
Lot Size13,778 sqft (0.316 acres)
GarageAttached
OccupancyOwner Occupied
Last Sale$1,750,000 (2026)
Tax Bill$17,379.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-00511-0000-00015
Alternative APNs
  • 1800137A00013
  • 180051100015

Interior

Building Area2,320 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeFrame Construction
Lot Area13,778 sqft (0.316 acres)
Depth X Width164 ft x 84 ft Depth x Width
Garage TypeAttached Garage

Location & Zoning

Old Parcel Number1800137A00013
Street Address22 BEDFORD RD
CitySUMMIT
StateNJ
Zip07901-1601
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCANOE BROOK PKWY
Legal Block511
Legal Lot Number15
JurisdictionUNION NJ
Minor Civil DivisionSUMMIT
Census Blockgroup4
Census Block4014
Census Tract37700

Owner

Source: Union County and Summit City records · APN 18-00511-0000-00015

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 BEDFORD RD, SUMMIT, NJ 07901-1601
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Feb 09, 2026Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Sep 01, 2020Deed of Trust, Mortgage · Line of Credit
INVESTORS BANK
Jan 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
INVESTORS HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2026 · Amount on Record
Deed SaleFeb 09, 2026 · Amount on Record
Prior SaleApr 29, 2002 · Amount on Record
Deed Doc Number202652785
Deed Book / Page6610 / 2200
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address22 BEDFORD RD, SUMMIT, NJ 07901-1601
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 BEDFORD RD, SUMMIT, NJ 07901-1601

Mortgage

Document Number0154912254
DateMay 07, 2024
Book Page15491/2254
Instrument64505
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateFeb 09, 2026
Property Address22 BEDFORD RD, SUMMIT, NJ 07901-1601
Document Number0066102200
Book / Page6610 / 2200
Instrument DateDec 08, 2025
Instrument52785
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$36,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address105 NEW ENGLAND AVE, SUMMIT, NJ 07901-1829

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 BEDFORD RD, SUMMIT, NJ 07901-1601

Mortgage

Document Number0000088453
DateFeb 09, 2026
Instrument88453
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.8%
Type Change DateJan 01, 2036
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Margin3
Max Rate10.8%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address22 BEDFORD RD, SUMMIT, NJ 07901-1601
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147570001
DateSep 01, 2020
Book Page14757/1
Instrument697824
Lender
NameINVESTORS BANK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address22 BEDFORD RD, SUMMIT, NJ 07901-1601
Document Number0143940539
Book / Page014394 / 000539
Instrument DateJan 03, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyTITLE TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22 BEDFORD RD SUMMIT NJ 079011601, SUMMIT, NJ 07901-1601

Mortgage

Document Number0143940539
DateJan 17, 2018
Book Page014394/000539
Instrument652358
Lender
NameINVESTORS HM MTG
TypeMortgage Company
AddressMILLBURN, NJ 07041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$388,700 (-) Land $161,900 Building $226,800$388,700 (-) Land $161,900 Building $226,800
2025$17,379.00 (+2.65%)$388,700 (+5.42%) Land $161,900 Building $226,800$388,700 (+5.42%) Land $161,900 Building $226,800
2024$16,931.00 (+7.22%)
2023$368,700 Land $161,900 Building $206,800$368,700 Land $161,900 Building $206,800
2022$15,791.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 14% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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