Union County and Summit City property record for 22 Bedford Rd, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,320 sqft · built 1931 |
| Lot Size | 0.316 acres (13,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Feb 2026) |
| Tax Bill | $17,379 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00511-0000-00015 |
| Primary APN | 18-00511-0000-00015 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,320 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Construction Type | Frame |
| Lot Area | 13,778 sqft (0.316 acres) |
| Lot Dimensions | 164 ft deep x 84 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1800137A00013 |
|---|---|
| Street Address | 22 BEDFORD RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CANOE BROOK PKWY |
| Legal Block | 511 |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 37700 |
Source: Union County and Summit City records · APN 18-00511-0000-00015
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 07, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 09, 2026 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 01, 2020 | Deed of Trust, Mortgage · Line of Credit INVESTORS BANK |
| Jan 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2026 · Amount on Record |
| Deed Sale | Feb 09, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2002 · Amount on Record |
| Deed Document Number | 202652785 |
| Deed Book / Page | 6610 / 2200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Document Number | 0154912254 |
|---|---|
| Date | May 07, 2024 |
| Book Page | 15491/2254 |
| Instrument | 64505 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 09, 2026 |
| Property Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Document Number | 0066102200 |
| Book / Page | 6610 / 2200 |
| Instrument Date | Dec 08, 2025 |
| Instrument | 52785 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 NEW ENGLAND AVE, SUMMIT, NJ 07901-1829 |
| Name | Verified Name |
|---|---|
| Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Document Number | 0000088453 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 88453 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.8% |
| Type Change Date | Jan 01, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147570001 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 14757/1 |
| Instrument | 697824 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 22 BEDFORD RD, SUMMIT, NJ 07901-1601 |
| Document Number | 0143940539 |
| Book / Page | 014394 / 000539 |
| Instrument Date | Jan 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | TITLE TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 BEDFORD RD SUMMIT NJ 079011601, SUMMIT, NJ 07901-1601 |
| Document Number | 0143940539 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 014394/000539 |
| Instrument | 652358 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,700 (-) Land $161,900 Building $226,800 | $388,700 (-) Land $161,900 Building $226,800 | |
| 2025 | $17,379.00 (+2.65%) | $388,700 (+5.42%) Land $161,900 Building $226,800 | $388,700 (+5.42%) Land $161,900 Building $226,800 |
| 2024 | $16,931.00 (+7.22%) | ||
| 2023 | $368,700 Land $161,900 Building $206,800 | $368,700 Land $161,900 Building $206,800 | |
| 2022 | $15,791.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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