22 Bedford Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 22 Bedford Ave, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,285 sqft · built 1919
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$266,000 (Jun 2020)
Tax Bill$4,613 (2026)
Deeds & MortgagesNov 2021 Refinance
Nov 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-020-00020

Property Details

APN / Parcel Number

Primary APN18-020-00020
Alternative APN
  • WORC M:18 B:020 L:00020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,285 sqft Living Area
Gross Area2,490 sqft
1st Floor Area734 sqft
Basement Area734 sqft
Unfinished Basement734 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,500 sqft (0.103 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number18-020-00020
Street Address22 BEDFORD AVE
CityWORCESTER
StateMA
Zip01604-3265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal Block20
Legal Lot Number20
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1018
Census Tract732302

Owner

22 Bedford Ave is owned and occupied by an individual who acquired it in November 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address22 BEDFORD AVE, WORCESTER, MA 01604-3265
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Nov 22, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Jun 5, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 9, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020 · Amount on File
Deed SaleJun 5, 2020 · Amount on File
Prior SaleOct 9, 2019 · Amount on File
Deed Book / Page62540 / 396
Last Transfer DateNov 17, 2021
Transfer Doc066588-245
Record UpdatedOct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateNov 22, 2021
Property Address22 BEDFORD AVE, WORCESTER, MA 01604-3265
Document Number66588-245
Book / Page66588 / 245
Instrument DateNov 17, 2021
Instrument163816
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 BEDFORD AVE, WORCESTER, MA 01604-3265

Mortgage

Document Number66588-248
DateNov 22, 2021
Book Page66588/248
Instrument163817
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateNov 22, 2021
Property Address22 BEDFORD AVE, WORCESTER, MA 01604-3265
Document Number066588-245
Book / Page66588 / 245
Instrument DateNov 17, 2021
Instrument163816
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 BEDFORD AVE, WORCESTER, MA 01604-3265

Mortgage

Document Number0000163817
DateNov 22, 2021
Instrument163817
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 5, 2020
Property Address22 BEDFORD AVE, WORCESTER, MA 01604-3265
Document Number62540-396
Book / Page62540 / 396
Instrument DateJun 1, 2020
Instrument58783
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 BEDFORD AVE, WORCESTER, MA 01604-3265

Mortgage

Document Number58784
DateJun 5, 2020
Instrument58784
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 9, 2019
Property Address22 BEDFORD AVE, WORCESTER, MA 01604-3265
Document Number61204-95
Book / Page61204 / 95
Instrument DateOct 7, 2019
Instrument106170
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 W MAIN ST, WESTBOROUGH, MA 01581-3558

Mortgage

Document Number106171
DateOct 9, 2019
Instrument106171
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 22 Bedford Ave was $4,613, up 2.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,613.00 (+2.76%)$347,400 (+2.09%) Land $95,400 Building $252,000$377,486 (-3.32%)
2025$4,489.00$340,300 Land $90,800 Building $249,500$390,450 (+6.73%)
2024$365,845
2023$4,147.00$289,200 Land $79,000 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Bedford Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1983–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Bedford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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