22 Avondale Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 22 Avondale Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,499 sqft · built 1999
Lot Size	3.67 acres (160,244 sqft)
Owner	Company Name on Record
Tax Bill	$17,343 (2025)
Deeds & Mortgages	May 2019 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:137 B:48-A L`

Property Details

APN / Parcel Number

Primary APN	`M:137 B:48-A L`
Alternative APNs	`WEST M:137 B:48 L:A` `13141790`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,499 sqft Living Area
Gross Area	5,495 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,244 sqft (3.67 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	13141790
Street Address	22 AVONDALE RD
City	WESTERLY
State	RI
Zip	02891-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1052
Census Tract	51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22 AVONDALE RD, WESTERLY, RI 02891-5004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
May 17, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
May 4, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	22 AVONDALE RD, WESTERLY, RI 02891-5004
Document Number	2019-8060
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 AVONDALE RD WESTERLY RI 028915004, WESTERLY, RI 02891-5004

Mortgage

Document Number	2019-8060
Date	May 20, 2019
Book Page	002019/008060
Instrument	2063

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	22 AVONDALE RD, WESTERLY, RI 02891-5004
Document Number	2019-8080
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 AVONDALE RD WESTERLY RI 028915004, WESTERLY, RI 02891-5004

Mortgage

Document Number	2019-8080
Date	May 20, 2019
Book Page	002019/008080
Instrument	2066

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	22 AVONDALE RD, WESTERLY, RI 02891-5004
Document Number	2017-7355
Book / Page	002017 / 007355
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20A AVONDALE RD WESTERLY RI 028915004, WESTERLY, RI 02891-5004

Mortgage

Document Number	2017-7355
Date	May 5, 2017
Book Page	002017/007355
Instrument	1852

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,343.00 (+4.12%)	$2,439,300 (+40.88%) Land $1,510,700 Building $928,600
2023	$16,657.00 (+0.63%)	$1,731,500 (-) Land $1,040,400 Building $691,100
2022	$16,553.00	$1,731,500 Land $1,040,400 Building $691,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: Breezeline, Frontier, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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