22 Ash St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 22 Ash St, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,395 sqft · built 1890
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Aug 2022)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Oct 2020 Refinance Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:349`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:349`
Alternative APN	`2235`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,395 sqft Living Area
Gross Area	4,314 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2235
Street Address	22 ASH ST
City	WATERVILLE
State	ME
Zip	04901-5507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	349
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3018
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

22 Ash St, a duplex, is owned by a company that acquired it in December 2023.

Source: Kennebec County and Waterville City records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 152, TOPSHAM, ME 04086-0152
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Nov 23, 2022	Deed of Trust, Mortgage · ARM ANDROSCOGGIN BANK
Dec 29, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MICHAEL A ROCK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Aug 6, 2015 · Amount on File
Deed Book / Page	14549 / 198
Last Transfer Date	Dec 29, 2023
Transfer Doc	2023026081
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	22 ASH ST, WATERVILLE, ME 04901-5507
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020024901
Date	Oct 1, 2020
Book Page	13730/37
Instrument	2020024901

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	22 ASH ST, WATERVILLE, ME 04901-5507
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022028669
Date	Nov 23, 2022
Book Page	14639/299
Instrument	2022028669

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Dec 1, 2029
Index	1-Year CMT

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Dec 29, 2023
Property Address	22 ASH ST, WATERVILLE, ME 04901-5507
Document Number	2023026087
Book / Page	14951 / 196
Instrument Date	Dec 29, 2023
Instrument	2023026087
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Dec 29, 2023
Property Address	22 ASH ST, WATERVILLE, ME 04901-5507
Document Number	2023026081
Book / Page	14951 / 155
Instrument Date	Dec 29, 2023
Instrument	2023026081
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 152, TOPSHAM, ME 04086-0152

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Aug 19, 2022
Property Address	22 ASH ST, WATERVILLE, ME 04901-5507
Document Number	2022020200
Book / Page	14549 / 198
Instrument Date	Aug 18, 2022
Instrument	2022020200
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 152, TOPSHAM, ME 04086-0152
Investor	Possibly a Property Investor

Mortgage

Document Number	2022020201
Date	Aug 19, 2022
Instrument	2022020201

Lender

Name	MICHAEL A ROCK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Ash St was $3,164, up 2.5% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,164.00 (+2.46%)	$186,100 (+20.53%) Land $18,500 Building $167,600
2024	$3,088.00 (+0.49%)	$154,400 (-) Land $14,300 Building $140,100
2023	$3,073.00 (+49.76%)	$154,400 (+94.46%) Land $14,300 Building $140,100
2022	$2,052.00	$79,400 Land $10,700 Building $68,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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