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22 Arroyo Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 22 Arroyo Dr, Moraga, CA 94556 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 1967
Lot Size0.647 acres (28,200 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Nov 2017)
Tax Bill$15,654 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN255-262-004-5

Property Details

APN / Parcel Number

Primary APN255-262-004-5
Alternative APN
  • 255-262-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,813 sqft Living Area
1st Floor Area1,813 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1975
Lot Area28,200 sqft (0.647 acres)
Garage TypeAttached
Garage Area653 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address22 ARROYO DR
CityMORAGA
StateCA
Zip94556-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2710 37
Legal Tract2710
Legal Lot Number37
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2005
Census Tract352201

Owner

Source: Contra Costa County records · APN 255-262-004-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 ARROYO DR, MORAGA, CA 94556-1229
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 21, 2017Grant Deed, Transfer · ARM
LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Deed Document Number2017219192
Prior Transfer DateApr 14, 2000
Prior Transfer Doc0000119552
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address22 ARROYO DR, MORAGA, CA 94556-1229
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104113
DateJun 02, 2020
Instrument2020-104113
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateNov 21, 2017
Property Address22 ARROYO DR, MORAGA, CA 94556-1229
Document Number0000219192
Map ReferenceMB79 PG16
Instrument DateNov 14, 2017
Instrument2017-219192
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22 ARROYO DR, MORAGA, CA 94556-1229

Mortgage

Document Number0000219193
DateNov 21, 2017
Instrument2017-219193
Lender
NameLUTHER BURBANK SAVINGS
TypeLending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateDec 01, 2022
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,276,638 (+2%) Land $1,134,470 Building $142,168
2025$15,654.00 (+5.78%)$1,251,607 (+4.04%) Land $1,112,226 Building $139,381
2023$14,798.00 (+1.59%)$1,203,008 Land $1,069,038 Building $133,970
2022$14,566.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133522012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1982, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 43% of the US · above 25% of California
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100

May also be available at this address: Unwired, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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