22 Arrowhead Ln, Oakland, MD 21550 Property Records

Garrett County property record for 22 Arrowhead Ln, Oakland, MD 21550

Property Summary

Property Type	Condominium
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2007)
Tax Bill	$7,887 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-042711`

Property Details

APN / Parcel Number

Primary APN	`18-042711`
Alternative APN	`042711`

Exterior

Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	042711
Street Address	22 ARROWHEAD LN
City	OAKLAND
State	MD
Zip	21550-7125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 22 ARROWHEAD CONDOMINIUMS DEEP CREEK LAKE
Legal Subdivision	ARROWHEAD CONDOMINIUMS DEEP CREEK
Legal Lot Number	22
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1012
Census Tract	502

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 ALYSON DR, CANONSBURG, PA 15317-3665
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2007 · Amount on Record
Deed Sale	Sep 10, 2007 · Amount on Record
Prior Sale	May 6, 1999 · Amount on Record
Deed Document Number	200771409
Deed Book / Page	1329 / 167
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	22 ARROWHEAD LN, OAKLAND, MD 21550-7125
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022990042
Date	Apr 7, 2021
Book Page	2299/42

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,887.00 (+30.51%)	$625,000 (+38.38%) Land $160,000 Building $465,000	$625,000 (-10.07%) Land $160,000 Building $465,000
2023	$6,043.00	$451,667	$695,000 Land $160,000 Building $535,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50