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  4. Flemington
  5. Apple Tree Rd

22 Apple Tree Rd, Flemington, NJ 08822 Property Records

Hunterdon County and Readington Township property record for 22 Apple Tree Rd, Flemington, NJ 08822

Property Summary

Property TypeSingle Family Home
Details1,900 sqft · built 1978
Lot Size1.78 acres (77,537 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Feb 2012)
Tax Bill$13,629 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-00070-0000-00027-22

Property Details

APN / Parcel Number

Primary APN22-00070-0000-00027-22
Alternative APN
  • 22000700000000270022

Interior

Building Area1,900 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area77,537 sqft

Location & Zoning

Street Address22 APPLE TREE RD
CityFLEMINGTON
StateNJ
Zip08822-7169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal SubdivisionCRESTMEADOW ESTATES SEC 01
Legal Block70
Legal Lot Number27.22
JurisdictionHUNTERDON NJ
Township / Civil DivisionREADINGTON
Census Block Group2
Census Block2009
Census Tract11203

Owner

Source: Hunterdon County and Readington Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAN HERITAGE FEDERAL CREDIT UNION
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 24, 2021Deed of Trust, Mortgage · Line of Credit
AMERICAN HERITAGE CU
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
METLIFE HM LNS
Dec 27, 2017Deed of Trust, Mortgage · Line of Credit
AMERICAN HERITAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2012 · Amount on Record
Deed SaleFeb 15, 2012 · Amount on Record
Prior SaleAug 2, 1994 · Amount on Record
Deed Document Number201237770
Deed Book / Page2283 / 555
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Recording DateMay 18, 2026
Property Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169
Document Number0000083970
Book / Page4690 / 864
Instrument DateMay 1, 2026
Instrument202683970
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169

Mortgage

Document Number0000083970,
DateMay 18, 2026
Book Page4690/864
Instrument202683970
Lender
NameAMERICAN HERITAGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyFORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20210317000081920
DateMar 17, 2021
Book Page4343/743
Instrument20210317000081920
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2041

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyUNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20210824000249910
DateAug 24, 2021
Book Page4400/776
Instrument20210824000249910
Lender
NameAMERICAN HERITAGE CU
TypeCredit Union
AddressPHILADELPHIA, PA 19115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueAug 23, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169
Document Number0000142310
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 APPLE TREE RD FLEMINGTON NJ 088227169, FLEMINGTON, NJ 08822-7169

Mortgage

Document Number0000142310
DateJul 17, 2020
Book Page004254/000248
Instrument142310
Lender
NameMETLIFE HM LNS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueJul 16, 2042

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address22 APPLE TREE RD, FLEMINGTON, NJ 08822-7169
Document Number0000000960
Book / Page004073 / 000204
Instrument DateDec 27, 2017
Transaction TypeMortgage
Record UpdatedFeb 23, 2018
Title CompanyUNIVERSAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 APPLE TREE RD FLEMINGTON NJ 088227169, FLEMINGTON, NJ 08822-7169

Mortgage

Document Number0000000960
DateJan 2, 2018
Book Page004073/000204
Instrument960
Lender
NameAMERICAN HERITAGE FCU
TypeCredit Union
AddressPHILADELPHIA, PA 19115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 1, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hunterdon County and Readington Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionReadington Township
Secondary School DistrictHunterdon Central Regional School District (09 - 12)
Elementary School DistrictReadington Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487,100 (-) Land $149,700 Building $337,400$487,100 (-) Land $149,700 Building $337,400
2025$13,629.00 (+6.76%)$487,100 (-) Land $149,700 Building $337,400$487,100 (-) Land $149,700 Building $337,400
2024$12,766.00 (+3.51%)
2023$487,100 Land $149,700 Building $337,400$487,100 Land $149,700 Building $337,400
2022$12,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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