22 Ann St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 22 Ann St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 734 sqft · built 1952
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2019)
Tax Bill	$8,710 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00025-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`16-00025-0000-00004`
Alternative APN	`160002500004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	734 sqft Living Area
1st Floor Area	734 sqft
Basement Area	734 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Patio Area	106 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	22 ANN ST
City	FREEHOLD
State	NJ
Zip	07728-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	25
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2019
Census Tract	810900

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 ANN ST, FREEHOLD, NJ 07728-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Apr 16, 2019	Grant Deed, Transfer · Conventional with PMI GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Feb 24, 2009 · Amount on Record
Deed Document Number	201932756
Deed Book / Page	9343 / 8017
Transfer Doc	0000041624
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 ANN ST, FREEHOLD, NJ 07728-1944
Document Number	0000079658
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 ANN ST FREEHOLD NJ 077281944, FREEHOLD, NJ 07728-1944

Mortgage

Document Number	0000079658
Date	Jul 23, 2020
Book Page	009428/008741
Instrument	79658

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 16, 2019
Property Address	22 ANN ST, FREEHOLD, NJ 07728-1944
Document Number	0000032756
Book / Page	009343 / 008017
Instrument Date	Apr 5, 2019
Instrument	32756
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	SIGNATURE CLOSING SERVICES LLC, SIGNATURE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 ANN ST FREEHOLD NJ 077281944, FREEHOLD, NJ 07728-1944

Mortgage

Document Number	32757
Date	Apr 16, 2019
Book Page	009343/008026
Instrument	32757

Lender

Name	GARDEN ST HM LNS INC
Address	CHERR HILL, NJ 08003

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,100 (-5.13%) Land $254,900 Building $157,200	$412,100 (-5.13%) Land $254,900 Building $157,200
2025	$8,710.00 (+3.63%)	$434,400 (+22.02%) Land $278,600 Building $155,800	$434,400 (+22.02%) Land $278,600 Building $155,800
2024	$8,405.00 (+16.88%)
2023		$356,000 Land $206,600 Building $149,400	$356,000 Land $206,600 Building $149,400
2022	$7,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures