Middlesex County and Lowell City property record for 22 Ames St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,264 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (May 2010) |
| Tax Bill | $7,525 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S08500 |
| Primary APN | S08500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| Gross Area | 5,836 sqft |
| 1st Floor Area | 1,494 sqft |
| Attic | Attic |
| Attic Area | 1,378 sqft |
| Basement Area | 1,378 sqft |
| Unfinished Basement | 1,378 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | S08500 |
|---|---|
| Street Address | 22 AMES ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2604 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 135 |
| Legal Lot Number | 22 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311900 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| May 4, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Sep 13, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance JEANNE D ARC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on Record |
| Deed Sale | May 28, 2010 · Amount on Record |
| Prior Sale | Oct 19, 2009 · Amount on Record |
| Deed Document Number | 201022714 |
| Deed Book / Page | 23983 / 169 |
| Last Transfer Date | Sep 7, 2021 |
| Transfer Doc | 036243-236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 9, 2026 |
| Property Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Document Number | 039979-144 |
| Book / Page | 39979 / 144 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 202610539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Document Number | 0000010539, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 39979/144 |
| Instrument | 202610539 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 036243-236 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 36243/236 |
| Instrument | 53441 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0037814-10 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 37814/10 |
| Instrument | 12370 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 13, 2021 |
| Property Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Document Number | 36243-233 |
| Book / Page | 36243 / 233 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 53440 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 AMES ST, LOWELL, MA 01852-2604 |
| Document Number | 36243-236 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 36243/236 |
| Instrument | 53441 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,525.00 (+4.47%) | $663,000 (+5.67%) Land $118,600 Building $544,400 | $696,539 |
| 2025 | $7,203.00 (+8.71%) | $627,400 (+12.78%) Land $110,800 Building $516,600 | |
| 2024 | $6,626.00 (+7.37%) | $556,300 (+11.95%) Land $100,000 Building $456,300 | |
| 2023 | $6,171.00 | $496,900 Land $86,900 Building $410,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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