22 Algernon St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 22 Algernon St, Cornwall, NY 12518 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 1895
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2021)
Tax Bill	$8,789 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332489 16-2-10.2`

Property Details

APN / Parcel Number

Primary APN	`332489 16-2-10.2`
Alternative APNs	`248901600000020102000000` `16-2-10.2` `16-2-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,230 sqft Living Area
Gross Area	1,262 sqft
1st Floor Area	734 sqft
2nd Floor Area	496 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1992
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 49 ft wide
View / Lot	Suburban
Garage Type	Detached

Exterior Amenities

Porch	Covered Porch
Porch Area	138 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16-2-10
Street Address	22 ALGERNON ST
City	CORNWALL
State	NY
Zip	12518-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 20 22 MARY B REAS
Legal Subdivision	MARY B REAS
Legal Block	2
Legal Lot Number	10.20
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	1
Census Block	1001
Census Tract	13000

Owner

Source: Orange County and Cornwall Town records · APN 332489 16-2-10.2

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 ALGERNON ST, CORNWALL, NY 12518-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2021	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	202184369
Deed Book / Page	15115 / 72
Prior Transfer Date	Apr 15, 1998
Record Updated	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	22 ALGERNON ST, CORNWALL, NY 12518-1219
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042032
Date	Jun 24, 2025
Book Page	15747/42
Instrument	20250042032

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 01, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	22 ALGERNON ST, CORNWALL, NY 12518-1219
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054292
Date	Sep 13, 2024
Book Page	15621/887
Instrument	20240054292

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 01, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 16, 2021
Property Address	22 ALGERNON ST, CORNWALL, NY 12518-1219
Document Number	0000084369
Book / Page	15115 / 72
Instrument Date	Sep 24, 2021
Instrument	20210084369
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRIDGE ST, CORNWALL, NY 12518-1464

Mortgage

Document Number	0000084370
Date	Dec 16, 2021
Instrument	20210084370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Orange County and Cornwall Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,800 (-) Land $65,900 Building $142,900	$330,300 (+3.09%)
2024	$8,789.00	$208,800 (-) Land $65,900 Building $142,900	$320,400 (+3.49%)
2023		$208,800 (-) Land $65,900 Building $142,900	$309,600 (+11.89%) Land $97,714 Building $211,886
2022		$208,800 Land $65,900 Building $142,900	$276,700 Land $87,330 Building $189,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710130001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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