22 Acadia Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 22 Acadia Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,158 sqft · built 1998
Lot Size	0.81 acres (35,284 sqft)
Owner	Trust Name on File
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HARP M:046 L:046`

Property Details

APN / Parcel Number

Primary APN	`HARP M:046 L:046`
Alternative APN	`3343`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,158 sqft Living Area
Gross Area	2,818 sqft
1st Floor Area	950 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3343
Street Address	22 ACADIA RD
City	HARPSWELL
State	ME
Zip	04079-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT
Legal Lot Number	46
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3007
Census Tract	17102

Owner

22 Acadia Rd, a single family home, is held in a trust.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	49 RIDGEWOOD DR, STOW, MA 01775-1264
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Sep 9, 2020
Property Address	22 ACADIA RD, HARPSWELL, ME 04079-3859
Document Number	0371560209
Book / Page	037156 / 000209
Instrument Date	Sep 2, 2020
Instrument	56096
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 ACADIA RD HARPSWELL ME 040793859, HARPSWELL, ME 04079-3859

Tax Assessment & Valuation

The 2025 property tax bill for 22 Acadia Rd was $2,001, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,001.00 (+4.71%)	$300,400 (-) Land $96,300 Building $204,100
2024	$1,911.00 (+4.31%)	$300,400 (-) Land $96,300 Building $204,100
2023	$1,832.00 (+3.39%)	$300,400 (-) Land $96,300 Building $204,100
2022	$1,772.00	$300,400 Land $96,300 Building $204,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Acadia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Acadia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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