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22 Academy St, Tryon, NC 28782 Property Records

Polk County property record for 22 Academy St, Tryon, NC 28782

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,062 sqft · built 1930
Lot Size0.533 acres (23,261 sqft)
OwnerIndividual Name on File
Last Sale$500 (Mar 2024)
Tax Bill$1,792 (2025)
Deeds & MortgagesMar 2024 Sale
Jun 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNT11-G7

Property Details

APN / Parcel Number

Primary APNT11-G7
Alternative APN
  • 22957

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,062 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof MaterialShingle
Lot Area23,261 sqft (0.533 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number22957
Street Address22 ACADEMY ST
CityTRYON
StateNC
Zip28782-2991
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT11E, T11E T11E
JurisdictionPOLK NC
Township / Civil DivisionTRYON
Census Block Group1
Census Block1000
Census Tract920304

Owner

Source: Polk County records · APN T11-G7

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1140 HONEYHILL LN, TRYON, NC 28782-6862
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Warranty Deed, Transfer
Jun 20, 2023Special Warranty Deed, Transfer
Jan 12, 2024Warranty Deed, Transfer
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number0004841058
Deed Book / Page484 / 1058
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateMar 27, 2024
Property AddressHOWARD ST, TRYON, NC 28782
Document Number00484/1058
Book / Page484 / 1058
Instrument DateMar 25, 2024
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
Tax$1.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 301, TRYON, NC 28782-0301

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1140 HONEYHILL LN, TRYON, NC 28782-6862

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK NC
Recording DateJun 20, 2023
Property AddressHOWARD ST, TRYON, NC 28782
Document Number00478/2062
Book / Page478 / 2062
Map ReferenceMB 20 PG 344
Instrument DateJun 07, 2023
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7314 PORTERS RD, ESMONT, VA 22937-1919

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1348 AUSUSTA NATIONAL BLVD, WINTER SPRINGS, FL 32708-4230

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJan 12, 2024
Property AddressHOWARD ST, TRYON, NC 28782
Document Number00482/2097
Book / Page482 / 2097
Map ReferenceFILE C PG 941
Instrument DateJan 09, 2023
Transaction TypeTransfer
Record UpdatedApr 02, 2024

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1348 AUGUSTA NATIONAL BLVD, WINTER SPRINGS, FL 32708-4230

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1140 HORHILL LANE, TOOELE, NC 27782

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateAug 26, 2022
Property AddressHOWARD ST, TRYON, NC 28782
Document Number00472/1362
Book / Page472 / 1362
Map ReferenceFILE C PG 941
Instrument DateAug 26, 2022
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 ACADEMY ST, TRYON, NC 28782-2991

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1348 AUGUSTA NATIONAL BLVD, WINTER SPRINGS, FL 32708-4230

Mortgage

Document Number0004721365
DateAug 26, 2022
Instrument472/1365
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
MunicipalityTryon Town
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,792.00 (+202.7%)$387,292 (+274.22%) Land $40,050 Building $347,242$387,292 (+274.22%) Land $40,050 Building $347,242
2023$592.00 (+4.23%)$103,492 (+0.68%) Land $35,000 Building $68,492
2022$568.00$102,792 Land $34,300 Building $68,492
2021$103,492 Land $35,000 Building $68,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1984–2018)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2018 · other causes

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 195 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250
Uniti Group
DSL · Fiber in parts of the area		200 / 20

May also be available: e-Polk.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF TRYON
serves 5,494 people
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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