22 5th St, Cairnbrook, PA 15924 Property Records

Somerset County property record for 22 5th St, Cairnbrook, PA 15924

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,396 sqft · built 1917
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Tax Bill$985 (2026)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNS39-031-017-000

Property Details

APN / Parcel Number

Primary APNS39-031-017-000
Alternative APNs
  • S39-031-017-00
  • 390004370

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,396 sqft Living Area
1st Floor Area448 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Roof MaterialAsbestos
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number390004370
Street Address22 5TH ST
CityCAIRNBROOK
StatePA
Zip15924-9006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 2 STY ALUM HO ATT GAR
Legal Lot Number22
JurisdictionSOMERSET PA
Township / Civil DivisionSHADE
Census Block Group3
Census Block3048
Census Tract20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cairnbrook Historic District
listed 1994 · 140 contributing resources · NRIS 94000523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address22 5TH ST, 108, CAIRNBROOK, PA 15924-9006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET PA
Property Address22 5TH ST, CAIRNBROOK, PA 15924-9006
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02617/0219
DateJan 11, 2017
Book Page2617/0219
Instrument2017000242
Lender
NameAMERISERV FINANCIAL BANK
TypeBank
AddressCENTRAL CITY, PA 15926
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountySomerset County
County SubdivisionShade Township
Unified School DistrictShade-Central City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$985.00 (+6.95%) Homeowner's exemption$14,950 (-)
2024$921.00 (+2.91%)$14,950 (-)
2023$895.00$14,950
1998$29,900 Land $6,180 Building $23,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983)
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRNBROOK IMPROVEMENT ASSN
private · serves 910 people · EPA ID PA4560021
Water SourceGroundwater
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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