Somerset County property record for 22 4th St, Cairnbrook, PA 15924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1912 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Oct 2026) |
| Tax Bill | $518 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S39-031-041-000 |
| Primary APN | S39-031-041-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Material | Asbestos |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 390010570 |
|---|---|
| Street Address | 22 4TH ST |
| City | CAIRNBROOK |
| State | PA |
| Zip | 15924-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 BNG 0.16 A 2 STY FR HO |
| Legal Subdivision | CAIRNBROOK |
| Legal Lot Number | 22 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SHADE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cairnbrook Historic District listed 1994 · 140 contributing resources · NRIS 94000523 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
22 4th St is owned by an individual who bought it in October 2026.
Source: Somerset County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1192, SOMERSET, PA 15501-0317 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed, Transfer · Conventional Mortgage SOMERSET TRUST |
| Mar 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on File |
| Deed Sale | Oct 1, 2026 · Amount on File |
| Deed Document Number | 20267283 |
| Deed Book / Page | 3217 / 108 |
| Prior Transfer Date | Jul 13, 2015 |
| Prior Transfer Doc | 02526/0670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Oct 1, 2026 |
| Property Address | 22 4TH ST, CAIRNBROOK, PA 15924-9005 |
| Document Number | 0000007283 |
| Book / Page | 3217 / 108 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 20267283 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | STC SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000007284, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20267284 |
| Name | SOMERSET TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 22 4TH ST, CAIRNBROOK, PA 15924-9005 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02626/0178 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 2626/0178 |
| Instrument | 2017001860 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | HOOVERSVILLE, PA 15936 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 22 4th St was $518, up 6.8% from the year before.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Shade Township |
| Unified School District | Shade-Central City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518.00 (+6.8%) | $7,870 (-) | |
| 2025 | $485.00 | $7,870 (-) | |
| 2024 | $485.00 (+2.97%) | $7,870 (-) | |
| 2023 | $471.00 | $7,870 | |
| 1998 | $15,740 Land $6,180 Building $9,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 22 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Jun 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRNBROOK IMPROVEMENT ASSN private · serves 910 people · EPA ID PA4560021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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