22 3rd St SW, Chisholm, MN 55719 Property Records

St. Louis County property record for 22 3rd St SW, Chisholm, MN 55719

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1908
Lot Size	0.143 acres (6,245 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2026)
Tax Bill	$220 (2026)
Deeds & Mortgages	Jun 2026 Sale May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-0010-07230`

Property Details

APN / Parcel Number

Primary APN	`020-0010-07230`
Alternative APNs	`1197312` `801483`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,150 sqft Gross Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	6,245 sqft (0.143 acres)
Garage Area	1,100 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1197312
Street Address	22 3RD ST SW
City	CHISHOLM
State	MN
Zip	55719-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21 AND 22, BLOCK 25 SERIAL #
Legal Subdivision	CHISHOLM
Legal Block	25
Legal Lot Number	21-22
Jurisdiction	ST LOUIS MN
Township / Civil Division	CHISHOLM
Census Block Group	4
Census Block	4013
Census Tract	12600

Owner

22 3rd St SW is owned and occupied by an individual who bought it in May 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	22 3RD ST SW, CHISHOLM, MN 55719-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Apr 27, 2006 · Amount on File
Deed Document Number	20261532486
Prior Transfer Date	May 10, 2026
Prior Transfer Doc	0001533639
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 3, 2026
Property Address	22 3RD ST SW, CHISHOLM, MN 55719-2012
Document Number	0001533639
Instrument Date	May 10, 2026
Instrument	20261533639
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 3RD ST SW, CHISHOLM, MN 55719-2012

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2026
Property Address	22 3RD ST SW, CHISHOLM, MN 55719-2012
Document Number	0001532486
Instrument Date	Apr 30, 2026
Instrument	2026.1532486
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,329.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 3RD ST SW, CHISHOLM, MN 55719-2012

Mortgage

Document Number	0001532487,
Date	May 12, 2026
Instrument	2026.1532487

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 22 3rd St SW was $220 with a homeowner's exemption, up 8.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Chisholm City
County	St. Louis County
Unified School District	Chisholm Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$220.00 (+8.91%) Homeowner's exemption
2025	$202.00 (+1%) Homeowner's exemption	$93,600 (+126.09%) Land $6,200 Building $87,400	$93,600 (+126.09%) Land $6,200 Building $87,400
2024	$200.00	$41,400 Land $6,200 Building $35,200	$41,400 Land $6,200 Building $35,200
2022		$38,300 Land $5,500 Building $32,800	$38,300 Land $5,500 Building $32,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 3rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 3rd St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chisholm serves 4,940 people · EPA ID MN1690007
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Northern Wireless Media Fixed Wireless	100 / 40

May also be available: CTC, T-Mobile.

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