22 2nd Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 22 2nd Ave, Lowell, MA 01854

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,611 sqft · built 1939
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Jun 2017)
Tax Bill	$7,843 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P07700`

Property Details

APN / Parcel Number

Primary APN	`P07700`
Alternative APNs	`LOWE M:98 B:5245 L:22` `M:000098 T:P07700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,611 sqft Living Area
Gross Area	4,057 sqft
1st Floor Area	965 sqft
Basement Area	965 sqft
Unfinished Basement	965 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	P07700
Street Address	22 2ND AVE
City	LOWELL
State	MA
Zip	01854-2977
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TTF
Legal Block	5245
Legal Lot Number	22
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2010
Census Tract	310500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2561, ACTON, MA 01720-6561
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · ARM NEW ENGLAND FEDERAL CREDIT UNION
Jun 22, 2017	Quit Claim Deed, Transfer NEW ENGLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Jun 6, 2002 · Amount on Record
Deed Book / Page	31224 / 262
Transfer Doc	031224-262
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	22 2ND AVE, LOWELL, MA 01854-2977
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035393-56
Date	Feb 26, 2021
Book Page	35393/56
Instrument	11844

Lender

Name	NEW ENGLAND FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Mar 1, 2028
Index	1-Year CMT

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 22, 2017
Property Address	22 2ND AVE, LOWELL, MA 01854-2808
Document Number	31224-262
Book / Page	31224 / 262
Instrument	26163
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 2ND AVE, LOWELL, MA 01854-2808

Mortgage

Document Number	312240264
Date	Jun 22, 2017
Instrument	31224/0264

Lender

Name	NEW ENGLAND FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,843.00 (+3.25%)	$691,000 (+4.43%) Land $209,700 Building $481,300
2025	$7,596.00 (+6.79%)	$661,700 (+10.8%) Land $204,600 Building $457,100
2024	$7,113.00 (+4.34%)	$597,200 (+8.8%) Land $178,400 Building $418,800
2023	$6,817.00	$548,900 Land $148,200 Building $400,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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