22 2nd Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 22 2nd Ave, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1978
Lot Size	0.917 acres (39,945 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,534 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`9114-10`

Property Details

APN / Parcel Number

Primary APN	`9114-10`
Alternative APN	`CUMB M:053 B:0348 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,124 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,945 sqft (0.917 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9114-10
Street Address	22 2ND AVE
City	CUMBERLAND
State	RI
Zip	02864-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	348
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5005
Census Tract	11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 2ND AVE, CUMBERLAND, RI 02864-1870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Oct 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	22 2ND AVE, CUMBERLAND, RI 02864-1870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1790-437
Date	Dec 11, 2018
Book Page	1790/437

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	22 2ND AVE, CUMBERLAND, RI 02864-1870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859-218
Date	Oct 16, 2020
Book Page	1859/218
Instrument	118124

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,534.00 (+4.16%)	$552,800 (+27.67%) Land $253,800 Building $299,000	$507,628
2025	$5,313.00 (+5.61%)	$433,000 (-) Land $167,600 Building $265,400
2023	$5,031.00 (+3.52%)	$433,000 (+33.56%) Land $167,600 Building $265,400
2022	$4,860.00	$324,200 Land $117,200 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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