22-24 Cedar St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 22-24 Cedar St, Springfield, MA 01105

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,536 sqft · built 1910
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2023)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Dec 2024 Refinance May 2023 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02530 P:0006`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02530 P:0006`
Alternative APN	`25300006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	3,598 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25300006
Street Address	22-24 CEDAR ST
City	SPRINGFIELD
State	MA
Zip	01105
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2006
Census Tract	800102

Owner

Source: Hampden County and Springfield City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	61 COLONY DR, EAST LONGMEADOW, MA 01028-1326
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC
May 16, 2023	Foreclosure
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Feb 22, 2022	Quit Claim Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Oct 16, 2018	Quit Claim Deed, Transfer SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Feb 22, 2022 · Amount on Record
Deed Book / Page	25007 / 176
Last Transfer Date	Dec 19, 2024
Transfer Doc	025699-286
Record Updated	Oct 29, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 19, 2024
Property Address	22-24 CEDAR ST, SPRINGFIELD, MA 01105
Document Number	025699-286
Book / Page	25699 / 286
Instrument Date	Dec 19, 2024
Instrument	60071
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 COLONY DR, E LONGMEADOW, MA 01028-1326

Mortgage

Document Number	0000060072
Date	Dec 19, 2024
Instrument	60072

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2056

May 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	May 16, 2023
Property Address	22-24 CEDAR ST, SPRINGFIELD, MA 01105
Document Number	025007-176
Book / Page	25007 / 176
Instrument Date	May 4, 2023
Instrument	22103
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 COLONY DR, E LONGMEADOW, MA 01028-1326

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	22 CEDAR ST, LUDLOW, MA 01056
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023219-53
Date	May 20, 2020
Book Page	23219/53
Instrument	25607

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 22, 2022
Property Address	22-24 CEDAR ST, SPRINGFIELD, MA 01105
Document Number	024414-516
Book / Page	24414 / 516
Instrument Date	Feb 17, 2022
Instrument	10914
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 BROWN ST APT 2, 2, SPRINGFIELD, MA 01109-3449

Mortgage

Document Number	0000010915
Date	Feb 22, 2022
Instrument	10915

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 16, 2018
Property Address	22 CEDAR ST, LUDLOW, MA 01056
Document Number	22404-270
Book / Page	022404 / 000270
Instrument Date	Oct 16, 2018
Instrument	62027
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Tax	$5,068.50
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	299 CAREW ST #SUIT119 SPRINGFIELD MA 011042301, SPRINGFIELD, MA 01104-2301
Investor	Possibly a Property Investor

Mortgage

Document Number	22404-280
Date	Oct 16, 2018
Book Page	022404/000280
Instrument	62029

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,914.00 (+17.47%)	$249,600 (+27.74%) Land $40,900 Building $208,700
2023	$3,332.00	$195,400 Land $31,300 Building $164,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Spectrum.

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