Bergen County and Dumont Borough property record for 22 1st St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,511 sqft · built 1908 |
| Lot Size | 0.149 acres (6,482 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Sep 2004) |
| Tax Bill | $11,691 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01109-0000-00015 |
| Primary APN | 10-01109-0000-00015 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,511 sqft Living Area |
|---|
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Lot Area | 6,482 sqft (0.149 acres) |
| Lot Dimensions | 108 ft deep x 60 ft wide |
| Account Number | 054200 |
|---|---|
| Street Address | 22 1ST ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 60X108 |
| Legal Subdivision | KONZE/DUMONT NJ |
| Legal Block | 1109 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7006 |
| Census Tract | 10300 |
22 1st St is owned and occupied by two individuals who bought it in September 2004.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 1ST ST, DUMONT, NJ 07628-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2004 · Amount on File |
| Deed Sale | Sep 1, 2004 · Amount on File |
| Deed Book / Page | 8720 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 1ST ST, DUMONT, NJ 07628-3310 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22 1ST ST, DUMONT, NJ 07628-3310 |
| Document Number | 0051150074 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 5115/74 |
| Instrument | 2023070880 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 1ST ST, DUMONT, NJ 07628-3310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041981928 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 4198/1928 |
| Instrument | 2021092124 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 22 1st St was $11,691, down 0.6% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,700 (+7.43%) Land $325,000 Building $211,700 | $536,700 (+7.43%) Land $325,000 Building $211,700 | |
| 2025 | $11,691.00 (-0.62%) | $499,600 Land $298,500 Building $201,100 | $499,600 Land $298,500 Building $201,100 |
| 2024 | $11,764.00 | ||
| 2023 | $289,400 Land $165,400 Building $124,000 | $289,400 Land $165,400 Building $124,000 | |
| 2022 | $11,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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