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21B Anchor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 21B Anchor Dr, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,186 sqft · built 1972
Lot Size3 acres (149,239 sqft)
Owner2 Individual Names on File
Last Sale$905,000 (Feb 2021)
Tax Bill$10,492 (2024)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00569442-000212

Property Details

APN / Parcel Number

Primary APN00569442-000212
Alternative APNs
  • 05594100569442000212
  • 1699322

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,186 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Lot Area149,239 sqft (3 acres)

Location & Zoning

Account Number1699322
Street Address21B ANCHOR DR
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR
Legal DescriptionPRIVATE DWELLING AC 21-B ANGELFISH CAY CONDOMINIUM CHALETS NO 3 OR502-5 OR823-16/18 OR885-994 OR885-995 OR1033-2006 OR1076-1759/60 OR1076-1762 OR1416-1986/87 OR1416-1988AFF OR1416-1989/92 OR1420-2261/64 OR1420-2259 OR2439-2202/03 OR3003-1499 OR3073-0
Legal Range41E
Legal Township59S
Legal Section05
Legal SubdivisionANGELFISH CAY PLAT #5 AMD 1ST REV
Legal Lot Number21B
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract972700

Owner

21B Anchor Dr, a condominium, is owned by two individuals who bought it in February 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1700 NW RIVER TRL, STUART, FL 34994-9449
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jan 14, 2020Warranty Deed, Transfer
DEERFIELD BEACH REALTY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on File
Deed SaleFeb 2, 2021 · Amount on File
Prior SaleJan 14, 2020 · Amount on File
Deed Document Number20212302238
Deed Book / Page3073 / 10
Transfer Doc1416001993
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 2, 2021
Property Address21B ANCHOR DR, KEY LARGO, FL 33037
Document Number0030730010
Book / Page3073 / 10
Map ReferenceMB 494 PG 777
Instrument DateFeb 1, 2021
Instrument2302238
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyREECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,335.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2831 S BAYSHORE DR UNIT 1502, 1502, MIAMI, FL 33133-6077

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 NW RIVER TRL, STUART, FL 34994-9449

Mortgage

Document Number0000307315
DateFeb 2, 2021
Instrument3073/15
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 14, 2020
Property Address21B ANCHOR DR, KEY LARGO, FL 33037
Document Number0030031499
Book / Page003003 / 001499
Instrument DateJan 10, 2020
Instrument2251804
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyREEF TITLE COMPANY, REEF TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4900 SW 74TH TER CORAL GABLES FL 331436133, CORAL GABLES, FL 33143-6133

Mortgage

Document Number30031504
DateJan 14, 2020
Book Page003003/001504
Instrument2251806
Lender
NameDEERFIELD BEACH REALTY LLC
Address5120 NE 31ST AVE, LIGHTHOUSE POINT, FL 33064-7839
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,979,761 Building $1,979,761$1,979,761 Building $1,979,761
2024$10,492.00 (+19.76%)
2023$8,761.00 (+28.82%)$1,462,531 (+53.1%) Building $1,462,531$1,462,531 (+53.1%) Building $1,462,531
2022$6,801.00$955,266 Building $955,266$955,266 Building $955,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21B Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21B Anchor Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

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