21998 Moscow Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 21998 Moscow Rd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,754 sqft · built 1980
Lot Size	0.78 acres (33,977 sqft)
Owner	Trust Name on File
Tax Bill	$5,760 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`095-011-023-000`

Property Details

APN / Parcel Number

Primary APN	`095-011-023-000`
Alternative APN	`095-011-023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,178 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	095-011-023
Street Address	21998 MOSCOW RD
City	MONTE RIO
State	CA
Zip	95462-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2003 FM PT 095-011-013 2002R160432 LLA01-0008
Legal Subdivision	MESA GRANDE ADDITION #1
Legal Block	4
Legal Lot Number	F-H,J
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	4
Census Block	4000
Census Tract	153708

Owner

21998 Moscow Rd is owner-occupied and held in a trust since October 2003.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 124, VILLA GRANDE, CA 95486-0124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Feb 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2002
Deed Sale	Oct 21, 2002
Prior Sale	Sep 18, 1998 · Amount on File
Deed Document Number	2002160432
Last Transfer Date	Oct 3, 2003
Transfer Doc	0000213436
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613

Mortgage

Document Number	0000013021
Date	Mar 29, 2023
Instrument	2023013021

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078838
Date	Oct 29, 2019
Instrument	2019078838

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Nov 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year LIBOR
Max Rate	10.9%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078839
Date	Oct 29, 2019
Instrument	2019078839

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 2, 2017
Property Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613
Document Number	0000008847
Instrument Date	Dec 14, 2016
Instrument	8847
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3014 ULLOA ST SAN FRANCISCO CA 941162227, SAN FRANCISCO, CA 94116-2227

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 2, 2017
Property Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613
Document Number	0000008846
Instrument Date	Dec 14, 2016
Instrument	8846
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3014 ULLOA ST SAN FRANCISCO CA 941162227, SAN FRANCISCO, CA 94116-2227

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 2, 2017
Property Address	21998 MOSCOW RD, MONTE RIO, CA 95462-9613
Document Number	0000008845
Instrument Date	Dec 14, 2016
Instrument	8845
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3014 ULLOA ST SAN FRANCISCO CA 941162227, SAN FRANCISCO, CA 94116-2227

Tax Assessment & Valuation

The 2025 property tax bill for 21998 Moscow Rd was $5,760 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,309 (+2%) Land $192,471 Building $284,838
2025	$5,760.00 Homeowner's exemption	$467,951 Land $188,698 Building $279,253
2023	$5,232.00 (+5.68%)	$399,862 Land $181,372 Building $218,490
2022	$4,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21998 Moscow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	7 (2005–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21998 Moscow Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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