21998 Heritage Dr, Frankfort, IL 60423 Property Records

Will County property record for 21998 Heritage Dr, Frankfort, IL 60423

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,885 sqft · built 2000
Lot Size0.32 acres (14,100 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Nov 2021)
Tax Bill$12,716 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-09-29-407-006

Property Details

APN / Parcel Number

Primary APN19-09-29-407-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,885 sqft Living Area
Basement Area726 sqft
Finished Basement726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,100 sqft (0.32 acres)
Lot Dimensions150 ft deep x 94 ft wide
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address21998 HERITAGE DR
CityFRANKFORT
StateIL
Zip60423-8519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89 IN HERITAGE KNOLLS UNIT 5, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 AND THE W1/2 OF THE SE1/4 OF SEC. 29 T35N-R12E.
Legal Range12E
Legal Township35N
Legal Section29
Legal SubdivisionHERITAGE KNOLLS UNIT 5
Legal Lot Number89
Legal Unit5
JurisdictionWILL IL
Township / Civil DivisionFRANKFORT
Census Block Group3
Census Block3022
Census Tract883516

Owner

21998 Heritage Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Will County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address21998 HERITAGE DR, FRANKFORT, IL 60423-8519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Mar 28, 2017Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2021 · Amount on File
Deed SaleNov 2, 2021 · Amount on File
Prior SaleMar 28, 2017 · Amount on File
Deed Document Number2021120140
Prior Transfer DateAug 22, 2013
Prior Transfer Doc0000102649
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateNov 2, 2021
Property Address21998 HERITAGE DR, FRANKFORT, IL 60423-8519
Document Number0000120140
Map ReferenceDOC R96-71271
Instrument DateJul 1, 2021
InstrumentR2021120140
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21998 HERITAGE DR, FRANKFORT, IL 60423-8519

Mortgage

Document Number0000120141
DateNov 2, 2021
InstrumentR2021120141
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address21998 HERITAGE DR, FRANKFORT, IL 60423-8519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057714
DateJul 20, 2020
InstrumentR2020057714
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate3.12%

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionWILL IL
Recording DateMar 28, 2017
Property Address21998 HERITAGE DR, FRANKFORT, IL 60423-8519
Document Number0000024584
Map ReferenceDOC R96-71271
Instrument DateMar 16, 2017
InstrumentR2017024584
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyMILLENNIUM TITLE GROUP LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21998 HERMITAGE DR, FRANKFORT, IL 60423-8519

Mortgage

Document Number0000024585
DateMar 28, 2017
InstrumentR2017024585
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047
Interest
Rate TypeFixed Rate
Rate4.3%

Tax Assessment & Valuation

The 2025 property tax bill for 21998 Heritage Dr was $12,716.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionFrankfort Township
MunicipalityFrankfort Village
Elementary School DistrictFrankfort Community Consolidated School District 157C (PK - 08)
Secondary School DistrictLincoln Way Community High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,716.00$172,524 (+6.6%) Land $35,187 Building $137,337$517,572 (+6.6%) Land $105,561 Building $412,011
2024$161,842 Land $33,008 Building $128,834$485,526 Land $99,024 Building $386,502
2022$10,663.00 Homeowner's exemption$131,651 Land $26,850 Building $104,801$394,953 Land $80,550 Building $314,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21998 Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21998 Heritage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT
serves 24,000 people · EPA ID IL1970400
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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