21995 Biloxi Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 21995 Biloxi Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1977
Lot Size	0.508 acres (22,135 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2020)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`3112-652-03-0000`

Property Details

APN / Parcel Number

Primary APN	`3112-652-03-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,284 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,135 sqft (0.508 acres)
Lot Dimensions	233 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21995 BILOXI RD
City	APPLE VALLEY
State	CA
Zip	92307-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3032 LOT 847 TR NO 3032 APPLE VALLEY RO UNIT NO 3 LOT 847 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	APPLE VALLEY RANCHOS
Legal Tract	3032
Legal Block	5
Legal Lot Number	847
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	5
Census Block	5028
Census Tract	9713

Owner

21995 Biloxi Rd is owned and occupied by two individuals who bought it in July 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21995 BILOXI RD, APPLE VALLEY, CA 92307-7319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 17, 2020	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Deed Document Number	2020241270
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	0000241271
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	21995 BILOXI RD, APPLE VALLEY, CA 92307-7319
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21995 BILOXI RD, APPLE VALLEY, CA 92307-7319

Mortgage

Document Number	0000231368
Date	Sep 19, 2023
Instrument	2023-0231368

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 17, 2020
Property Address	21995 BILOXI RD, APPLE VALLEY, CA 92307-7319
Document Number	0000241271
Instrument Date	Jul 15, 2020
Instrument	241271
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21995 BILOXI RD APPLE VALLEY CA 923077319, APPLE VALLEY, CA 92307-7319

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 17, 2020
Property Address	21995 BILOXI RD, APPLE VALLEY, CA 92307-7319
Document Number	0000241270
Map Reference	MB 41 PG 14&15
Instrument Date	Apr 23, 2020
Instrument	2020-0241270
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21995 BILOXI RD, APPLE VALLEY, CA 92307-7319

Mortgage

Document Number	0000241272
Date	Jul 17, 2020
Instrument	2020-0241272

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21995 Biloxi Rd was $4,155 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$198,733 (+2%) Land $39,746 Building $158,987
2025	$4,155.00 Homeowner's exemption	$194,837 Land $38,967 Building $155,870
2023	$3,200.00 (+49.32%) Homeowner's exemption	$187,272 Land $37,454 Building $149,818
2022	$2,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21995 Biloxi Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21995 Biloxi Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVAJO MWC private · serves 264 people · EPA ID CA3600180
Water Source	Groundwater
Last State Inspection	May 2024
Also Mapped Here	LIBERTY UTILITIES (AV RANCHOS) CORP.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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