Orange County property record for 21991 Chaster Rd, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,149 sqft · built 1976 |
| Lot Size | 0.148 acres (6,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,135,000 (Feb 2023) |
| Tax Bill | $12,389 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-482-10 |
| Primary APN | 614-482-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,149 sqft Living Area |
| Gross Area | 3,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 6,460 sqft (0.148 acres) |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21991 CHASTER RD |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9311 BLK LOT 3 |
| Legal Subdivision | TRACT NO. 9311 |
| Legal Tract | 9311 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 52408 |
21991 Chaster Rd is owned by an individual who bought it in February 2023.
Source: Orange County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 REDHAWK, IRVINE, CA 92604-3263 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK |
| Feb 14, 2023 | Grant Deed, Transfer · Conventional Mortgage AAA CAPITAL INVESTMENT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on File |
| Deed Sale | Feb 14, 2023 · Amount on File |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 202332532 |
| Prior Transfer Date | Mar 8, 2006 |
| Prior Transfer Doc | 0000176350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 17, 2026 |
| Property Address | 21991 CHASTER RD, LAKE FOREST, CA 92630-2506 |
| Document Number | 0000263811 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026263811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 39 REDHAWK, IRVINE, CA 92604-3263 |
| Document Number | 0000263811, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 2026263811 |
| Name | CATHAY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 14, 2023 |
| Property Address | 21991 CHASTER RD, LAKE FOREST, CA 92630-2506 |
| Document Number | 0000032532 |
| Map Reference | MB 380 PG 49&50 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 2023000032532 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21991 CHASTER RD, LAKE FOREST, CA 92630-2506 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032533 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023000032533 |
| Name | AAA CAPITAL INVESTMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.8% |
The 2025 property tax bill for 21991 Chaster Rd was $12,389.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,204,471 (+2%) Land $902,683 Building $301,788 | |
| 2025 | $12,389.00 | $1,180,854 Land $884,983 Building $295,871 |
| 2023 | $7,964.00 (+1.8%) | $762,417 Land $493,643 Building $268,774 |
| 2022 | $7,823.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21991 Chaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21991 Chaster Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cityside Fiber, GeoLinks.
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