21990 Co Rd 37, Elbert, CO 80106 Property Records

Elbert County property record for 21990 Co Rd 37, Elbert, CO 80106

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,766 sqft · built 1999
Lot Size	39.8 acres (1,737,826 sqft)
Owner	2 Owner Names on Record
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03182-00-159`

Property Details

APN / Parcel Number

Primary APN	`03182-00-159`
Alternative APN	`R113854`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,733 sqft
Basement Area	1,652 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Metal
Lot Area	1,737,826 sqft (39.8 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Account Number	R113854
Old Parcel Number	0318200159
Street Address	21990 COUNTY ROAD 37
City	ELBERT
State	CO
Zip	80106-8705
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	SECTION: 18 TOWNSHIP: 10 RANGE: 63 NE4NW4: 18 10 63 39.895 A.
Legal Range	63
Legal Township	10
Legal Section	18
Legal Quarter	NW
Legal Subdivision	RURALA
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2019
Census Tract	961205

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL MORTGAGE CO
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK/CO
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit BELLO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 16, 2009
Transfer Doc	0007090946
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008260288
Date	Mar 21, 2022
Book Page	826/288
Instrument	617889

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007940926
Date	Jun 5, 2019
Book Page	0794/0926
Instrument	586167

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008010231
Date	Feb 3, 2020
Book Page	0801/0231
Instrument	592548

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008110722
Date	Dec 31, 2020
Book Page	811/722
Instrument	603134

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	CROCKETT, KY 41413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Document Number	0007690673
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31250 COUNTY ROAD 45 KIOWA CO 801178991, KIOWA, CO 80117-8991

Mortgage

Document Number	0007690673
Date	Dec 31, 2020
Book Page	000769/000673
Instrument	603137

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Document Number	0008020537
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21990 COUNTY ROAD 37 ELBERT CO 801068705, ELBERT, CO 80106-8705

Mortgage

Document Number	0008020537
Date	Mar 30, 2020
Book Page	000802/000537
Instrument	593867

Lender

Name	COMMUNITY BK/CO
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	21990 COUNTY ROAD 37, ELBERT, CO 80106-8705
Document Number	0007740491
Book / Page	000774 / 000491
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21990 COUNTY ROAD 37 ELBERT CO 801068705, ELBERT, CO 80106-8705

Mortgage

Document Number	0007740491
Date	Jan 23, 2017
Book Page	000774/000491
Instrument	565693

Lender

Name	BELLO CU
Type	Credit Union
Address	CENTENNIAL, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (+25.54%)	$33,170 (+8.47%) Land $1,090 Building $32,080	$471,250 (+16.62%) Land $4,050 Building $467,200
2023	$1,954.00 (-1.86%)	$30,580 (+6.81%) Land $1,040 Building $29,540	$404,091 (+9.09%) Land $3,929 Building $400,162
2022	$1,991.00	$28,630 Land $1,100 Building $27,530	$370,424 Land $4,145 Building $366,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

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