St. Mary's County property record for 21990 Clipper Dr, Great Mills, MD 20634
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,164 sqft · built 1994 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (May 2018) |
| Tax Bill | $3,155 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-112576 |
| Primary APN | 08-112576 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,164 sqft Total Area |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,840 sqft (0.203 acres) |
| Garage Type | Basement |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 112576 |
|---|---|
| Street Address | 21990 CLIPPER DR |
| City | GREAT MILLS |
| State | MD |
| Zip | 20634-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 60 PLAT THREE HEARDS ESTATES |
| Legal Subdivision | PLAT THREE HEARDS ESTATES |
| Legal Lot Number | 60 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 8, BAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 876003 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21990 CLIPPER DR, GREAT MILLS, MD 20634-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 29, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| May 2, 2018 | Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Prior Sale | Apr 6, 1994 · Amount on Record |
| Deed Book / Page | 4861 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 21990 CLIPPER DR, GREAT MILLS, MD 20634-2246 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0058980087 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 5898/87 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 21990 CLIPPER DR, GREAT MILLS, MD 20634-2246 |
| Document Number | 0051260230 |
| Instrument Date | Jun 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 21990 CLIPPER DR GREAT MILLS MD 206342246, GREAT MILLS, MD 20634-2246 |
| Document Number | 0051260230 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 005126/000230 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 2, 2018 |
| Property Address | 21990 CLIPPER DR, GREAT MILLS, MD 20634-2246 |
| Document Number | 0048610218 |
| Book / Page | 4861 / 218 |
| Map Reference | MB37 PL126 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRIC OUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 21990 CLIPPER DR, GREAT MILLS, MD 20634-2246 |
| Document Number | 0004861225 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 4861/225 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,400 (+25.16%) Land $99,200 Building $210,200 | $309,400 (+25.16%) Land $99,200 Building $210,200 | |
| 2025 | $3,155.00 (+16.33%) | ||
| 2023 | $2,712.00 | $247,200 Land $99,200 Building $148,000 | $247,200 Land $99,200 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON PARK serves 43,030 people · EPA ID MD0180007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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