2199 Washington Ln, Waco, TX 76708 Property Records

McLennan County property record for 2199 Washington Ln, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,803 sqft · built 1983
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$385,700 (May 2023)
Tax Bill	$994 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`14-055800-002800-3`

Property Details

APN / Parcel Number

Primary APN	`14-055800-002800-3`
Alternative APNs	`1405580000280030111` `103622`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,803 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Driveway	Concrete Driveway
Driveway Area	2,180 sqft
Porch	Open Porch
Porch Area	629 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2199 WASHINGTON LN
City	WACO
State	TX
Zip	76708-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SMITH HOMER LOT 11 BLOCK B ACRES .34
Legal Subdivision	SMITH HOMER
Legal Tract	11
Legal Block	B
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2010
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2199 WASHINGTON LN, WACO, TX 76708-7233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Jan 18, 2011
Deed Document Number	202314597
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0000007825
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 18, 2023
Property Address	2199 WASHINGTON LN, WACO, TX 76708-7233
Document Number	0000014597
Instrument Date	May 8, 2023
Instrument	2023014597
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 609, CHINA SPRING, TX 76633-0609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 WASHINGTON LN, WACO, TX 76708-7233

Mortgage

Document Number	0000014598
Date	May 18, 2023
Instrument	2023014598

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Change Frequency	Monthly
Min Rate At Change	3.25%
Max Rate At Change	10.7%
Index	Other
Max Rate	11.7%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,188 (-0.26%) Land $23,528 Building $199,660	$223,188 (-0.26%) Land $23,528 Building $199,660
2025	$994.00 (-51.82%) Homeowner's exemption Senior Citizen's exemption	$223,780 (+0.77%) Land $18,700 Building $205,080	$223,780 (+0.77%) Land $18,700 Building $205,080
2024	$2,063.00 (-21.11%)
2023		$222,060 Land $18,700 Building $203,360	$222,060 Land $18,700 Building $203,360
2022	$2,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITH WATER private · serves 111 people · EPA ID TX1550091
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20