2199 Sperin Rd, Ball Ground, GA 30107 Property Records

Cherokee County property record for 2199 Sperin Rd, Ball Ground, GA 30107

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,169 sqft · built 2017
Lot Size	4.86 acres (212,137 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,732 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N07 016 C`

Property Details

APN / Parcel Number

Primary APN	`04N07 016 C`
Alternative APNs	`1188770` `746897`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,169 sqft Heated Area
1st Floor Area	3,169 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	212,137 sqft (4.86 acres)
Lot Width	700 ft Width
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	329 sqft
Shed	1 Shed
Shed Area	192 sqft
Storage Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	746897
Street Address	2199 SPERIN RD
City	BALL GROUND
State	GA
Zip	30107-2800
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LL 254 279 4TH D
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	1
Census Block	1005
Census Tract	90101

Owner

2199 Sperin Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2016.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2199 SPERIN RD, BALL GROUND, GA 30107-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Oct 16, 2017	Loan Modification, Mortgage UNITED CMNTY MTG SVCS
Feb 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage UNITED CMNTY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2016
Deed Sale	Nov 17, 2016
Deed Document Number	0141312080
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	2199 SPERIN RD, BALL GROUND, GA 30107-2800
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142270702
Date	Nov 14, 2017
Book Page	14227/702
Instrument	2017040826

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2042

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHEROKEE GA
Property Address	2199 SPERIN RD, BALL GROUND, GA 30107-2800
Document Number	0142301299
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 SPERIN RD BALL GROUND GA 301072800, BALL GROUND, GA 30107-2800

Mortgage

Document Number	0142301299
Date	Nov 29, 2017
Book Page	014230/001299

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE GA
Recording Date	Feb 13, 2017
Property Address	2199 SPERIN RD, BALL GROUND, GA 30107-2800
Document Number	0141542385
Book / Page	014154 / 002385
Instrument Date	Feb 7, 2017
Instrument	5300
Transaction Type	Construction Loan
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2199 SPERIN RD BALL GROUND GA 301072800, BALL GROUND, GA 30107-2800

Mortgage

Document Number	141542385
Date	Feb 13, 2017
Book Page	014154/002385
Instrument	5300

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2199 Sperin Rd was $8,732 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,732.00 Homeowner's exemption	$342,960 Land $51,680 Building $291,280	$857,400 Land $129,200 Building $728,200
2023		$301,200 (+38.55%) Land $26,160 Building $275,040	$753,000 (+38.55%) Land $65,400 Building $687,600
2022	$6,171.00 Homeowner's exemption	$217,400 Land $26,160 Building $191,240	$543,500 Land $65,400 Building $478,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2199 Sperin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2199 Sperin Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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