2199 Sandy Creek Rd, Monroe, MI 48162 Property Records

Monroe County property record for 2199 Sandy Creek Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1945
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2026)
Tax Bill	$988 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`07-115-008-00`

Property Details

APN / Parcel Number

Primary APN	`07-115-008-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	108 ft deep x 150 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2199 SANDY CREEK RD
City	MONROE
State	MI
Zip	48162-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-592 SEC34 T6S R9E & PC 115 0.37 AMOL COM 382.55 FT N 63 DEG 30'W FR INT E LI PC 115 W/CL SOUTH SANDY CREEK RD, TH N 67 DEG
Legal Range	09E
Legal Township	06S
Legal Section	34
Legal Subdivision	SANDY CREEK
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4005
Census Tract	831700

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 24, 2026	Warranty Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 23, 2021	Warranty Deed, Transfer
Apr 29, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage MONROE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	202611193
Prior Transfer Date	May 13, 2011
Prior Transfer Doc	0000010304
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jun 30, 2026
Property Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Document Number	0000011526
Instrument Date	Jun 18, 2026
Instrument	202611526
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011526,
Date	Jun 30, 2026
Instrument	202611526

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 24, 2026
Property Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Document Number	0000011193
Instrument Date	Jun 18, 2026
Instrument	202611193
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$109,837.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 19, 2022
Property Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Document Number	0000010877
Instrument Date	May 11, 2022
Instrument	2022R10877
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2199 SANDY CREEK RD, 2199, MONROE, MI 48162-9357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 TREMONT ST, MONROE, MI 48162-2637

Mortgage

Document Number	0000010878
Date	May 19, 2022
Instrument	2022R10878

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 23, 2021
Property Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Document Number	2021R24613
Instrument Date	Sep 16, 2021
Instrument	2021R24613
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28971 SUMPTER RD, 28971, NEW BOSTON, MI 48164-9622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Apr 29, 2021
Property Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Document Number	2021R11800
Instrument Date	Apr 28, 2021
Instrument	2021R11800
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 RUFF DR, 299, MONROE, MI 48162-3579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 25, 2019
Property Address	2199 SANDY CREEK RD, MONROE, MI 48162-9357
Document Number	2019R10630
Instrument Date	Jun 22, 2019
Instrument	2019R10630
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HASSETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 N SOUTH LONG LAKE RD, 1715, TRAVERSE CITY, MI 49685-8590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 VIVIAN RD, MONROE, MI 48162-8905

Mortgage

Document Number	0000010631
Date	Jun 25, 2019
Instrument	2019R10631

Lender

Name	MONROE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,400 (+4.95%) Land $42,400	$84,800 (+4.95%) Land $84,800
2025	$988.00 (+15.96%) Homeowner's exemption	$40,400 (+41.75%) Land $40,400	$80,800 (+41.75%) Land $80,800
2023	$852.00 Homeowner's exemption	$28,500	$57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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