2199 Carriage Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 2199 Carriage Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 1988
Lot Size	0.284 acres (12,384 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2026)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R21-223-17-6081-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`R21-223-17-6081-0000-0520`
Alternative APNs	`01097556` `1097556`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,384 sqft (0.284 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	398 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01097556
Street Address	2199 CARRIAGE LN
City	SPRING HILL
State	FL
Zip	34606-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER PINES TRACT 8 UNIT 1 LOT 52
Legal Range	17E
Legal Township	23S
Legal Section	21
Legal Subdivision	TIMBER PINES TR 8 UN 1
Legal Tract	8
Legal Lot Number	52
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41305

Owner

2199 Carriage Ln is owned and occupied by an individual who bought it in June 2026.

Source: Hernando County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 8, 2017	Grant Deed, Transfer SOUTHEAST TITLE COMPANY
Feb 17, 2017	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on File
Deed Sale	Jun 19, 2026 · Amount on File
Prior Sale	Apr 19, 2023 · Amount on File
Deed Document Number	202641943
Deed Book / Page	4725 / 582
Prior Transfer Date	Jul 30, 2024
Prior Transfer Doc	0044530946
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 19, 2026
Property Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453
Document Number	0000041943
Book / Page	4725 / 582
Instrument Date	Jun 18, 2026
Instrument	202641943
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453

Mortgage

Document Number	0000041944,
Date	Jun 19, 2026
Instrument	202641944

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 19, 2023
Property Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453
Document Number	0042861640
Book / Page	4286 / 1640
Map Reference	MB 20 PG 25-28
Instrument Date	Apr 3, 2023
Instrument	2023021834
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7456 CLEARMEADOW DR, SPRING HILL, FL 34606-7264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453

Mortgage

Document Number	0042861642
Date	Apr 19, 2023
Instrument	4286/1642

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 29, 2017
Property Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453
Document Number	0035381990
Book / Page	3538 / 1990
Map Reference	MB20 PG25-28
Instrument Date	Dec 19, 2017
Instrument	2017073068
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTHEAST TITLE OF THE SUNCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2199 CARRISHE N, SPRING HILL, FL 34606

Mortgage

Document Number	2017073069
Date	Dec 29, 2017
Instrument	2017073069

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 8, 2017
Property Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453
Document Number	0034951681
Book / Page	003495 / 001681
Instrument Date	Jul 27, 2017
Instrument	45328
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9337 SALISBURY DR BROOKSVILLE FL 346134979, BROOKSVILLE, FL 34613-4979

February 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HERNANDO FL
Recording Date	Feb 17, 2017
Property Address	2199 CARRIAGE LN, SPRING HILL, FL 34606-3453
Document Number	0034401350
Book / Page	003440 / 001350
Instrument Date	Dec 28, 2016
Instrument	9396
Transaction Type	Foreclosure
Record Updated	Apr 18, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$771.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2199 Carriage Ln was $3,229.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,229.00	$218,150	$223,357 Land $38,589 Building $184,768
2023		$172,877 Land $172,877
2022	$2,961.00		$225,939 Land $38,589 Building $187,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2199 Carriage Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2199 Carriage Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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