1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Bretton Ridge Loop

2199 Bretton Ridge Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 2199 Bretton Ridge Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,568 sqft · built 2018
Lot Size0.155 acres (6,765 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Dec 2022)
Tax Bill$3,013 (2025)
Deeds & MortgagesDec 2022 Sale
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-25-590014-000410

Property Details

APN / Parcel Number

Primary APN26-28-25-590014-000410
Alternative APNs
  • 252826590014000410
  • 52826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area1,947 sqft
1st Floor Area1,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,765 sqft (0.155 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area379 sqft
PorchFinished/Open Porch
Porch Area95 sqft

Location & Zoning

Street Address2199 BRETTON RIDGE LOOP
CityWINTER HAVEN
StateFL
Zip33884-1185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRETTON RIDGE PB 149 PG 9-10 LOT 41
Legal Range26E
Legal Township28S
Legal Section25
Legal SubdivisionBRETTON RIDGE
Legal Tract590014
Legal Block1
Legal Lot Number41
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1015
Census Tract14001

Owner

Source: Polk County records · APN 26-28-25-590014-000410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Warranty Deed, Transfer
MTI TITLE INSURANCE AGCY INC
Jun 01, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MTG
Jul 16, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
HOME SOLUTION LENDERS
Feb 13, 2018Warranty Deed, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Document Number2022329557
Deed Book / Page12527 / 66
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 21, 2022
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0000329557
Book / Page12527 / 66
Map ReferenceMB 149 PG 9&10
Instrument DateDec 19, 2022
Instrument2022329557
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address46 MCINTAGNE NOIRE COMPLEXE DES CORALIES, PETION VILLE XX

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0112640324
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 BRETTON RIDGE LOOP WINTER HAVEN FL 338841185, WINTER HAVEN, FL 33884-1185

Mortgage

Document Number0112640324
DateJun 12, 2020
Book Page011264/000324
Instrument117498
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 16, 2018
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0105500247
Book / Page010550 / 000247
Instrument DateJul 11, 2018
Instrument150983
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,272.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 BRETTON RIDGE LOOP WINTER HAVEN FL 338841185, WINTER HAVEN, FL 33884-1185

Mortgage

Document Number105500248
DateJul 16, 2018
Book Page010550/000248
Instrument150984
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2048

February 2018: Warranty Deed, Mortgage

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 13, 2018
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0103951769
Book / Page010395 / 001769
Instrument DateFeb 09, 2018
Instrument33210
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$168.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number103951771
DateFeb 13, 2018
Book Page010395/001771
Instrument33211
Lender
NameMIDFLORIDA CU
Address129 S KENTUCKY AVE # 400, LAKELAND, FL 33801-5058
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,013.00 (-2.24%)$227,321 (-0.54%) Land $42,000 Building $185,321$227,321 (-0.54%) Land $42,000 Building $185,321
2023$3,082.00 (+29.6%)$228,551 (+6.98%) Land $40,000 Building $188,551$228,551 (+6.98%) Land $40,000 Building $188,551
2022$2,378.00 Homeowner's exemption$213,632 Land $34,000 Building $179,632$213,632 Land $34,000 Building $179,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
91 under condo master policies
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 455 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Bretton Ridge Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures