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2199 Bretton Ridge Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 2199 Bretton Ridge Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,568 sqft · built 2018
Lot Size0.155 acres (6,765 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Dec 2022)
Tax Bill$3,013 (2025)
Deeds & MortgagesDec 2022 Sale
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-25-590014-000410

Property Details

APN / Parcel Number

Primary APN26-28-25-590014-000410
Alternative APNs
  • 252826590014000410
  • 52826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area1,947 sqft
1st Floor Area1,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,765 sqft (0.155 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area379 sqft
PorchFinished/Open Porch
Porch Area95 sqft

Location & Zoning

Street Address2199 BRETTON RIDGE LOOP
CityWINTER HAVEN
StateFL
Zip33884-1185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRETTON RIDGE PB 149 PG 9-10 LOT 41
Legal Range26E
Legal Township28S
Legal Section25
Legal SubdivisionBRETTON RIDGE
Legal Tract590014
Legal Block1
Legal Lot Number41
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1015
Census Tract14001

Owner

Source: Polk County records · APN 26-28-25-590014-000410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Warranty Deed, Transfer
MTI TITLE INSURANCE AGCY INC
Jun 01, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MTG
Jul 16, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
HOME SOLUTION LENDERS
Feb 13, 2018Warranty Deed, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Document Number2022329557
Deed Book / Page12527 / 66
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 21, 2022
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0000329557
Book / Page12527 / 66
Map ReferenceMB 149 PG 9&10
Instrument DateDec 19, 2022
Instrument2022329557
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address46 MCINTAGNE NOIRE COMPLEXE DES CORALIES, PETION VILLE XX

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0112640324
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 BRETTON RIDGE LOOP WINTER HAVEN FL 338841185, WINTER HAVEN, FL 33884-1185

Mortgage

Document Number0112640324
DateJun 12, 2020
Book Page011264/000324
Instrument117498
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 16, 2018
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0105500247
Book / Page010550 / 000247
Instrument DateJul 11, 2018
Instrument150983
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,272.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 BRETTON RIDGE LOOP WINTER HAVEN FL 338841185, WINTER HAVEN, FL 33884-1185

Mortgage

Document Number105500248
DateJul 16, 2018
Book Page010550/000248
Instrument150984
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2048

February 2018: Warranty Deed, Mortgage

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 13, 2018
Property Address2199 BRETTON RIDGE LOOP, WINTER HAVEN, FL 33884-1185
Document Number0103951769
Book / Page010395 / 001769
Instrument DateFeb 09, 2018
Instrument33210
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$168.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number103951771
DateFeb 13, 2018
Book Page010395/001771
Instrument33211
Lender
NameMIDFLORIDA CU
Address129 S KENTUCKY AVE # 400, LAKELAND, FL 33801-5058
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,013.00 (-2.24%)$227,321 (-0.54%) Land $42,000 Building $185,321$227,321 (-0.54%) Land $42,000 Building $185,321
2023$3,082.00 (+29.6%)$228,551 (+6.98%) Land $40,000 Building $188,551$228,551 (+6.98%) Land $40,000 Building $188,551
2022$2,378.00 Homeowner's exemption$213,632 Land $34,000 Building $179,632$213,632 Land $34,000 Building $179,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 455 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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