21989 Windy Ridge Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 21989 Windy Ridge Rd, Brainerd, MN 56401

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 716 sqft · built 1974
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,036 (Oct 2023)
Tax Bill	$1,804 (2026)
Flood Zone	Zone X (minimal risk)
APN	`731320010010009`

Property Details

APN / Parcel Number

Primary APN	`731320010010009`
Alternative APNs	`73300534` `132191` `179269`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	716 sqft Living Area
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
View / Lot	Waterfront / Beach
Garage Area	96 sqft
Porch	Patio
Porch Area	234 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	179269
Street Address	21989 WINDY RIDGE RD
City	BRAINERD
State	MN
Zip	56401-7051
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 1 BLOCK 1
Legal Range	28W
Legal Township	135
Legal Section	30
Legal Subdivision	WINDY RIDGE
Legal Block	1
Legal Lot Number	1
Jurisdiction	CROW WING MN
Township / Civil Division	LAKE EDWARD
Census Block Group	2
Census Block	2054
Census Tract	950501

Owner

Source: Crow Wing County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17095 DAIRY AVE, LESTER PRAIRIE, MN 55354-7961
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	2023274712
Prior Transfer Date	Oct 16, 2023
Prior Transfer Doc	0000274712
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Lake Edward Township
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,804.00 (+7.51%)	$347,600 (+11.02%) Land $287,500 Building $60,100	$347,600 (+11.02%) Land $287,500 Building $60,100
2023	$1,678.00	$313,100 Land $251,800 Building $61,300	$313,100 Land $251,800 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000