21986 Bracketts Rd, Shorewood (Excelsior), MN 55331 Property Records

Hennepin County property record for 21986 Bracketts Rd, Shorewood, MN 55331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,060 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2025)
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-117-23-31-0052`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-31-0052`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,060 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,060 sqft
Basement Area	848 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft
Porch	Screened Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	21986 BRACKETTS RD
City	EXCELSIOR
State	MN
Zip	55331-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 B AUDITORS SUBD. NO. 120 THAT PART OF LOT 119 DESC AS BEG AT MOST WLY COR OF LOT 120 TH NELY ALONG THE NWLY LINE THOF TO MOST NLY COR THOF TH NWLY ALONG THE NELY LINE OF T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	31
Legal Subdivision	AUDITORS SUBD. NO. 120
Legal Block	4
Legal Lot Number	119
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	4
Census Block	4005
Census Tract	27504

Owner

21986 Bracketts Rd is owned by two individuals who bought it in September 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1480 SOPHIA DR, CHASKA, MN 55318-3236
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Construction Mortgage BELL BANK
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHPORT FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Sep 12, 2012 · Amount on File
Deed Document Number	202511406719
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 13, 2026
Property Address	21986 BRACKETTS RD, EXCELSIOR, MN 55331-3207
Document Number	0011477318
Instrument Date	Jul 13, 2026
Instrument	202611477318
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 SOPHIA DR, CHASKA, MN 55318-3236

Mortgage

Document Number	0011477318,
Date	Jul 13, 2026
Instrument	202611477318

Lender

Name	BELL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2057

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 30, 2025
Property Address	21986 BRACKETTS RD, SHOREWOOD, MN 55331-3207
Document Number	0A11406719
Instrument Date	Jun 23, 2025
Instrument	A11406719
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1480 SOPHIA DR, CHASKA, MN 55318-3236

Mortgage

Document Number	0A11406720
Date	Sep 30, 2025
Instrument	A11406720

Lender

Name	NORTHPORT FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 21986 Bracketts Rd was $6,381.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,381.00 Homeowner's exemption	$528,600 (+1.83%) Land $239,900 Building $288,700	$528,600 (+1.83%) Land $239,900 Building $288,700
2024		$519,100 Land $239,900 Building $279,200	$519,100 Land $239,900 Building $279,200
2023	$6,627.00 Homeowner's exemption
2022		$449,000 Land $180,000 Building $269,000	$449,000 Land $180,000 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21986 Bracketts Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21986 Bracketts Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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