21980 Armada Rd, Elgin, IA 52141 Property Records

Clayton County property record for 21980 Armada Rd, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,606 sqft · built 1977
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2010)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-09-06-203-001`

Property Details

APN / Parcel Number

Primary APN	`22-09-06-203-001`
Alternative APN	`0906203001`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	751 sqft
Basement Area	1,080 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	566,280 sqft (13 acres)
Garage Type	Detached
Garage Area	1,344 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	75 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21980 ARMADA RD
City	ELGIN
State	IA
Zip	52141-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NE 6 93 6
Legal Range	6W
Legal Township	93N
Legal Section	6
Jurisdiction	CLAYTON IA
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2082
Census Tract	70300

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21980 ARMADA RD, ELGIN, IA 52141-8108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Jul 13, 2018	Deed of Trust, Mortgage LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2010 · Amount on Record
Deed Sale	Aug 6, 2010 · Amount on Record
Deed Document Number	20102404
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	21980 ARMADA RD, ELGIN, IA 52141-8108
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05257
Date	Dec 18, 2020
Instrument	2020R05257

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	21980 ARMADA RD, ELGIN, IA 52141-8108
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02080
Date	Jul 13, 2018
Instrument	2018R02080

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,504.00 (+5.1%) Homeowner's exemption	$363,347 (+35.98%) Land $95,608 Building $267,739	$363,347 (+31.41%) Land $95,608 Building $267,739
2024	$3,334.00 (+26.96%)
2023		$267,202 Land $75,050 Building $192,152	$276,502
2022	$2,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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