2198 Winterhaven Cir, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 2198 Winterhaven Cir, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,423 sqft · built 2000
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (May 2025)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083-560-014-000`

Property Details

APN / Parcel Number

Primary APN	`083-560-014-000`
Alternative APNs	`08356014100` `0835601410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,423 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2198 WINTERHAVEN CIR
City	CAMERON PARK
State	CA
Zip	95682-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L 14 CAMERON GLEN EST #1
Legal Subdivision	CAMERON GLEN EST #1
Legal Lot Number	14
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1000
Census Tract	30810

Owner

2198 Winterhaven Cir is owned and occupied by an individual who acquired it in February 2026.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2198 WINTERHAVEN CIR, CAMERON PARK, CA 95682-7401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Commercial Mortgage ADY AND CARMELITA SANTOS FAMILY 2004 REV
Feb 11, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Deed Document Number	202514249
Last Transfer Date	Feb 9, 2026
Transfer Doc	0000005058
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2198 WINTERHAVEN CIR, CAMERON PARK, CA 95682-7401
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 TESORO WAY, EL DORADO HILLS, CA 95762-5422

Mortgage

Document Number	0000005090
Date	Feb 11, 2026
Instrument	2026-0005090

Lender

Name	ADY AND CARMELITA SANTOS FAMILY 2004 REV
Type	Private Party
Address	5020 TESORO WAY, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 11, 2026
Property Address	2198 WINTERHAVEN CIR, CAMERON PARK, CA 95682-7401
Document Number	0000005058
Map Reference	MB F PG 140
Instrument Date	Feb 9, 2026
Instrument	2026-0005058
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 WINTERHAVEN CIR, CAMERON PARK, CA 95682-7401

Mortgage

Document Number	0000005059
Date	Feb 11, 2026
Instrument	2026-0005059

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2198 Winterhaven Cir was $4,302, up 0.2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,980 (+45.42%) Land $137,700 Building $371,280
2025	$4,302.00 (+0.23%)	$350,000 Land $140,000 Building $210,000
2024	$4,292.00 (-0.12%)
2023	$4,297.00 (-0.56%)	$350,000 Land $140,000 Building $210,000
2022	$4,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2198 Winterhaven Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1995–2023)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2198 Winterhaven Cir is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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