2198 Windswept Farms Dr, Eureka, MO 63025 Property Records

Jefferson County property record for 2198 Windswept Farms Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	1,026 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$320,460 (Aug 2023)
Tax Bill	$3,674 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041.012.00000099`

Property Details

APN / Parcel Number

Primary APN	`041.012.00000099`

Interior

Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	2,037 sqft
1st Floor Area	1,026 sqft
Basement Area	769 sqft
Finished Basement	769 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	242 sqft

Location & Zoning

Street Address	2198 WINDSWEPT FARMS DR
City	EUREKA
State	MO
Zip	63025-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSWEPT FARMS 1 LOT 65F
Legal Range	3E
Legal Township	43N
Legal Section	12
Legal Subdivision	WINDSWEPT FARMS 1
Legal Block	4
Legal Lot Number	65F
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4006
Census Tract	700402

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2198 WINDSWEPT FARMS DR, EUREKA, MO 63025-4118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Aug 17, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 28, 2020	Warranty Deed, Subdivision Related Transfer BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202320180
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2198 WINDSWEPT FARMS DR, EUREKA, MO 63025-4118
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 WINDSWEPT FARMS DR, EUREKA, MO 63025-4118

Mortgage

Document Number	0000005222
Date	Feb 27, 2026
Instrument	2026R-005222

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 17, 2023
Property Address	2198 WINDSWEPT FARMS DR, EUREKA, MO 63025-4118
Document Number	0000020180
Map Reference	DOC 2019P-000004
Instrument Date	Aug 14, 2023
Instrument	2023R-020180
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 BOULDER CREST CT, EUREKA, MO 63025-4158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 WINDSWEPT FARMS DR, EUREKA, MO 63025-4118

Mortgage

Document Number	0000020181
Date	Aug 17, 2023
Instrument	2023R-020181

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 28, 2020
Property Address	2198 WINDSWEPT FARMS DR, EUREKA, MO 63025-4118
Document Number	0000006988
Instrument Date	Feb 26, 2020
Instrument	6988
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2198 WINDSWEPT FARMS DR EUREKA MO 630254118, EUREKA, MO 63025-4118

Mortgage

Document Number	6989
Date	Feb 28, 2020
Instrument	6989

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (-) Land $15,500 Building $34,500	$263,000 (-) Land $81,400 Building $181,600
2025	$3,674.00 (+4.02%)	$50,000 (+7.07%) Land $15,500 Building $34,500
2024			$263,000 (+7.13%) Land $81,400 Building $181,600
2023	$3,532.00 (+2.05%)	$46,700 (+8.86%) Land $15,500 Building $31,200	$245,500 (+8.77%) Land $81,400 Building $164,100
2022	$3,461.00	$42,900 Land $11,700 Building $31,200
2021			$225,700 Land $61,600 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIRASOL SUBDIVISION private · serves 2,012 people · EPA ID MO6031523
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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