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2198 Wind Trace Rd N, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2198 Wind Trace Rd N, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,472 sqft Heated Area
Lot Size5,508 sqft (0.126 acres)
Garage420 sqft
Last Sale$327,900 (2021)
Tax Bill$3,096.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0VV03-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,472 sqft Heated Area
Gross Area2,012 sqft Gross Area
1st Floor1,892 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area5,508 sqft (0.126 acres)
Depth X Width810 ft x 680 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number212S2607800VV030000
Street Address2198 WIND TRACE RD N
CityNAVARRE
StateFL
Zip32566-1277
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOMMENCE AT THE SOUTHWEST CORNER OF TRACT VV OF CRESCENT SHORES, ACCORDING TO THE PLAT THEREOF RECORDED IN PAT BOOK A AT PAGE
Legal Range26W
Legal Township02S
Legal Section21
Legal SubdivisionOF AN UNRECORDED SUBDIVISION
Legal TractVV
Legal Block2
Legal Lot Number9
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup1
Census Block1000
Census Tract10827

Owner

Source: Santa Rosa County records · APN 21-2S-26-0780-0VV03-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address515 TOWERGATE PL, ATLANTA, GA 30350-2992
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 12, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE ONE/SOUTH
Sep 24, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
CITY LNDG
Jun 06, 2017Warranty Deed, Transfer
RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2021 · Amount on Record
Deed SaleOct 21, 2021 · Amount on Record
Prior SaleOct 18, 2018 · Amount on Record
Deed Doc Number202170702
Deed Book / Page4197 / 218
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 21, 2021
Property Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277
Document Number0041970218
Book / Page4197 / 218
Instrument DateOct 20, 2021
Instrument202170702
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyALLURE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,295.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2198 WIND TRACE RD N, 2198, GULF BREEZE, FL 32566-1277

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 BELMONT DR, ALPHARETTA, GA 30022-5975

Mortgage

Document Number4197220
DateOct 21, 2021
Instrument4197/220
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277

Mortgage

Document Number0040861617
DateMar 15, 2021
Book Page4086/1617
Instrument202116761
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038490736
DateJul 12, 2019
Book Page3849/0736
Instrument201930093
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 18, 2018
Property Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277
Document Number0037750317
Book / Page003775 / 000317
Instrument DateOct 16, 2018
Instrument44791
Transaction TypeTransfer
Record UpdatedApr 02, 2019
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,526.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 WIND TRACE RD N NAVARRE FL 325661213, NAVARRE, FL 32566-1213

Mortgage

Document Number37750321
DateOct 18, 2018
Book Page003775/000321
Instrument44794
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 24, 2018
Property Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277
Document Number0037680942
Book / Page003768 / 000942
Instrument DateSep 19, 2018
Instrument40995
Transaction TypeTransfer
Record UpdatedNov 05, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2198 WIND TRACE RD N #J NAVARRE FL 325661277, J, NAVARRE, FL 32566-1277

Mortgage

Document Number37680946
DateSep 24, 2018
Book Page003768/000946
Instrument40998
Lender
NameCITY LNDG
AddressVIENNA, VA 22182
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 06, 2017
Property Address2198 WIND TRACE RD N, NAVARRE, FL 32566-1277
Document Number0036301280
Book / Page003630 / 001280
Instrument DateJun 02, 2017
Instrument22627
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Tax$184.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7985 NEWPORT ST NAVARRE FL 325667507, NAVARRE, FL 32566-7507

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,096.00 (-6.47%)$258,940 (-5.55%) Land $31,790 Building $227,150$258,940 (-5.55%) Land $31,790 Building $227,150
2023$3,310.00 (+32.99%) Homeowner's exemption$274,156 (+14.27%) Land $28,900 Building $245,256$274,156 (+14.27%) Land $28,900 Building $245,256
2022$2,489.00 Homeowner's exemption$239,910$239,910 Land $26,010 Building $213,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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