2198 W Jay Ave, Spokane, WA 99208 Property Records

Spokane County property record for 2198 W Jay Ave, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,216 sqft · built 2025
Lot Size	0.217 acres (9,443 sqft)
Owner	2 Individual Names on File
Last Sale	$605,057 (Jun 2025)
Tax Bill	$5,236 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`26241.7111`

Property Details

APN / Parcel Number

Primary APN	`26241.7111`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,216 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	918 sqft
2nd Floor Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,443 sqft (0.217 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	144 sqft
Canopy	226 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2198 W JAY AVE
City	SPOKANE
State	WA
Zip	99208-2876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-26-42 NE: FOREST GROVE SUBDIVISION PHASE 2 Z24-182FPLT (AFN 7356720) BLOCK 2 LOT 11
Legal Subdivision	FOREST GROVE SUBDIVISION
Legal Block	2
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2198 W JAY AVE, SPOKANE, WA 99208-2876
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Nov 7, 2024	Warranty Deed, Transfer WASHINGTON TITLE COMPANY, WASHINGTON T&E CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	20257424051
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 24, 2025
Property Address	2198 W JAY AVE, SPOKANE, WA 99208-2876
Document Number	0007424051
Map Reference	MB 45 PG 89&90
Instrument Date	May 10, 2025
Instrument	7424051
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2026
Title Company	WASHINGTON TITLE COMPANY, WASHINGTON T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,830.02
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 W JAY AVE, SPOKANE, WA 99208-2876

Mortgage

Document Number	0007424052
Date	Jun 24, 2025
Instrument	7424052

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 7, 2024
Property Address	2198 W JAY AVE, SPOKANE, WA 99208-2876
Document Number	0007382972
Map Reference	VOL 45 PG 38&39
Instrument Date	Nov 5, 2024
Instrument	7382972
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WASHINGTON TITLE COMPANY, WASHINGTON T&E CO

Transaction

Amount	Amount Recorded
Tax	$7,899.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,236.00 (+326.04%)	$530,900 Land $135,000 Building $395,900	$530,900 Land $135,000 Building $395,900
2025	$1,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Nearby Properties on W Jay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures