2198 Ruby Pl, Laguna Beach, CA 92651 Property Records

Orange County property record for 2198 Ruby Pl, Laguna Beach, CA 92651 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	5 Baths
Year Built	Built 1991
Square Footage	4,347 sqft Living Area
Lot Size	7,050 sqft (0.161 acres)
Garage	660 sqft
Occupancy	Owner Occupied
Tax Bill	$46,517.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`644-293-26`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Partial Baths	2 Partial Baths
Building Area	4,347 sqft Living Area
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1991
Lot Area	7,050 sqft (0.161 acres)
Parking Spaces	3 Parking Spaces
Garage Area	660 sqft Garage
Pool Type	Pool with Hot Tub/Spa Pool Type

Location & Zoning

Street Address	2198 RUBY PL
City	LAGUNA BEACH
State	CA
Zip	92651-3646
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 11
Legal Subdivision	764
Legal Tract	764
Legal Lot Number	11
Jurisdiction	ORANGE CA
Minor Civil Division	SOUTH COAST
Census Blockgroup	3
Census Block	3003
Census Tract	62620

Owner

Source: Orange County records · APN 644-293-26

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2198 RUBY PL, LAGUNA BEACH, CA 92651-3646
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 02, 2013
Deed Sale	Aug 02, 2013
Prior Sale	Oct 30, 2000 · Amount on Record
Deed Doc Number	2013000462009
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2198 RUBY PL, LAGUNA BEACH, CA 92651-3646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341677
Date	Jul 17, 2020
Instrument	2020000341677

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$46,517.00 (+3.8%)	$4,476,235 (+4.04%) Land $3,710,700 Building $765,535
2023	$44,816.00 (+2.05%)	$4,302,418 Land $3,566,609 Building $735,809
2022	$43,915.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 37th percentile nationally · 22nd in California
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.