Beaver County property record for 2198 Ridge Rd, Monaca, PA 15061
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,900 (Aug 2026) |
| Tax Bill | $3,324 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-004-0509.000 |
| Primary APN | 38-004-0509.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 81 sqft |
| Deck Area | 60 sqft |
| Patio Area | 99 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 38-004-0509.000 |
|---|---|
| Street Address | 2198 RIDGE RD |
| City | MONACA |
| State | PA |
| Zip | 15061-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTLOT 28 COL PL HS GR OB |
| Legal Subdivision | COLONIAL LAND COMPANYS |
| Legal Lot Number | 28 |
| Jurisdiction | BEAVER PA |
| Township / Civil Division | MONACA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 603300 |
Source: Beaver County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2198 RIDGE RD, MONACA, PA 15061-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Aug 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM UNITED FCU |
| May 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Deed Document Number | 20263735660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAVER PA |
| Recording Date | Aug 5, 2026 |
| Property Address | 2198 RIDGE RD, MONACA, PA 15061-1339 |
| Document Number | 0003735660 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20263735660 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | KEYMAX SETTLEMENT SERVICES LLC, KEYMAX SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196,849.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2198 RIDGE RD, MONACA, PA 15061-1339 |
| Document Number | 0003735661, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20263735661 |
| Name | WESBANCO BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 2198 RIDGE RD, MONACA, PA 15061-1339 |
| Document Number | 0003578965 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2198 RIDGE RD MONACA PA 150611339, MONACA, PA 15061-1339 |
| Document Number | 0003578965 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 3578965 |
| Name | FREEDOM UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, PA 15074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 11, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 2198 RIDGE RD, MONACA, PA 15061-1339 |
| Document Number | 0003573923 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2198 RIDGE RD MONACA PA 150611339, MONACA, PA 15061-1339 |
| Document Number | 0003573923 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 3573923 |
| Name | FREEDOM UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, PA 15074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 21, 2021 |
Source: Beaver County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Beaver County |
| Municipality | Monaca Borough |
| Unified School District | Central Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,324.00 (+277.3%) | $84,550 (-) Land $19,500 Building $65,050 | $169,100 (-) Land $39,000 Building $130,100 |
| 2025 | $881.00 (-38.78%) | $84,550 (+235.52%) Land $19,500 Building $65,050 | $169,100 (+235.52%) Land $39,000 Building $130,100 |
| 2024 | $1,439.00 (-53.34%) | ||
| 2023 | $3,084.00 | $25,200 Land $3,900 Building $21,300 | |
| 1982 | $50,400 Land $7,800 Building $42,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1996) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 1996 · Flooding, Severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONACA BORO WATER DEPT serves 6,500 people · EPA ID PA5040039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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