2198 Penman Ln, Bountiful, UT 84010 Property Records

Davis County property record for 2198 Penman Ln, Bountiful, UT 84010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 958 sqft · built 1954
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$424,400 (Jun 2020)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-010-0039`

Property Details

APN / Parcel Number

Primary APN	`05-010-0039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Garage Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2198 PENMAN LN
City	BOUNTIFUL
State	UT
Zip	84010-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ALL OF LOT 39, BOUNTIFUL ACRES SUB NO 1. CONT. 0.215 ACRES
Legal Subdivision	BOUNTIFUL ACRES SUBDIVISION NO 1
Legal Lot Number	39
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	2
Census Block	2005
Census Tract	126902

Owner

2198 Penman Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2198 PENMAN LN, BOUNTIFUL, UT 84010-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUIHOME MORTGAGE LLC
Oct 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Jun 6, 2014 · Amount on File
Deed Document Number	20203259616
Deed Book / Page	7531 / 1263
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2198 PENMAN LN, BOUNTIFUL, UT 84010-5522
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	KEYSTONE TITLE INSURANCE, KEYSTONE TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007824/938
Date	Aug 17, 2021
Book Page	7824/938
Instrument	3409889

Lender

Name	EQUIHOME MORTGAGE LLC
Type	Non-Lending Institution
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2198 PENMAN LN, BOUNTIFUL, UT 84010-5522
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 PENMAN LN, BOUNTIFUL, UT 84010-5522

Mortgage

Document Number	008613/514
Date	Oct 24, 2024
Book Page	8613/514
Instrument	3592271

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 30, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2198 Penman Ln was $2,785, up 7.4% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Bountiful City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,850 (+6.8%) Land $156,514 Building $111,336	$487,000 (+6.8%) Land $284,571 Building $202,429
2025	$2,785.00 (+7.45%)	$250,801 Land $132,589 Building $118,212	$456,000 Land $241,070 Building $214,930
2024	$2,592.00 (-0.58%)
2023	$2,607.00 (-5.51%)	$444,000 Land $218,074 Building $225,926	$444,000 Land $218,074 Building $225,926
2022	$2,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2198 Penman Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2198 Penman Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOUNTIFUL CITY WATER SYSTEM serves 37,500 people · EPA ID UTAH06015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Echo Broadband, Utah Broadband, Verizon.

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