2198 NW High Lakes Loop, Bend, OR 97703 Property Records

Deschutes County property record for 2198 NW High Lakes Loop, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,157 sqft · built 2005
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$765,000 (Jul 2008)
Tax Bill	$10,253 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`171136 DB 00800`

Property Details

APN / Parcel Number

Primary APN	`171136 DB 00800`
Alternative APN	`247177`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,157 sqft Living Area
1st Floor Area	2,543 sqft
2nd Floor Area	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Mixed
Garage Area	877 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	247177
Street Address	2198 NW HIGH LAKES LOOP
City	BEND
State	OR
Zip	97703-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:415 SUBD:NORTHWEST CROSSING PHASE 8 SEC/TWN/RNG/MER:SEC 36 TWN 17 RNG 11 MAP REF:171136-DB
Legal Range	11E
Legal Township	17S
Legal Section	36
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	NORTHWEST CROSSING PHASE 8
Legal Lot Number	415
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1042
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2198 NW HIGH LAKES LOOP, BEND, OR 97703-6705
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 17, 2008 · Amount on Record
Deed Sale	Jul 17, 2008 · Amount on Record
Prior Sale	Jul 17, 2008 · Amount on Record
Deed Document Number	0000030251
Last Transfer Date	Jan 31, 2023
Transfer Doc	0000002324
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2198 NW HIGH LAKES LOOP, BEND, OR 97703-6705
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 NW HIGH LAKES LOOP, BEND, OR 97703-6705

Mortgage

Document Number	0000071122
Date	Dec 29, 2021
Instrument	2021-71122

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 31, 2023
Property Address	2198 NW HIGH LAKES LOOP, BEND, OR 97703-6705
Document Number	0000002324
Instrument Date	Jan 31, 2023
Instrument	2023-02324
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,253.00 (+3.93%)	$606,870 (+3%)	$1,586,720 (-0.27%) Land $451,900 Building $1,134,820
2024	$9,865.00 (+7.87%)	$589,200 (+3%)	$1,591,010 (+3.81%) Land $451,900 Building $1,139,110
2023	$9,145.00	$572,040	$1,532,650 Land $479,500 Building $1,053,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightspeed Networks, Verizon.

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