2198 Nicholson Rd, Cameron, NC 28326 Property Records

Lee County property record for 2198 Nicholson Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1974
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2022)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`9548-11-1250-00`

Property Details

APN / Parcel Number

Primary APN	`9548-11-1250-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2198 NICHOLSON RD
City	CAMERON
State	NC
Zip	28326-7266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL AGRICULTURE
Legal Description	LOT 5 MB 14/64
Legal Subdivision	LACY V HALL SUB
Legal Lot Number	5
Jurisdiction	LEE NC
Township / Civil Division	1, GREENWOOD
Census Block Group	1
Census Block	1007
Census Tract	30504

Owner

Source: Lee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2198 NICHOLSON RD, CAMERON, NC 28326-7266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 8, 2019	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	0001696820
Deed Book / Page	1696 / 820
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE NC
Recording Date	Jul 22, 2022
Property Address	2198 NICHOLSON RD, CAMERON, NC 28326-7266
Document Number	0016960820
Book / Page	1696 / 820
Instrument Date	Jul 22, 2022
Instrument	2022-05682
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2198 NICHOLSON RD, CAMERON, NC 28326-7266

Mortgage

Document Number	0202205683
Date	Jul 22, 2022
Instrument	2022-05683

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year CMT
Max Rate	10.1%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE NC
Property Address	2198 NICHOLSON RD, SANFORD, NC 27332
Document Number	0015510577
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	275 HOLLY SPRINGS CHURCH RD BROADWAY NC 275058847, BROADWAY, NC 27505-8847

Mortgage

Document Number	0015510577
Date	Nov 25, 2019
Book Page	001551/000577
Instrument	7063

Lender

Name	FIRST BK
Type	Bank
Address	SANFORD, NC 27330

Agreement

Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lee County
Unified School District	Lee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (+5.34%)	$125,400 (-) Land $18,200 Building $107,200	$125,400 (-) Land $18,200 Building $107,200
2023	$1,048.00	$125,400 Land $18,200 Building $107,200	$125,400 Land $18,200 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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