2198 N 1600 E, Layton, UT 84040 Property Records

Davis County property record for 2198 N 1600 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,858 sqft · built 1994
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$734,755 (Aug 2025)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Dec 2021 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-056-0062`

Property Details

APN / Parcel Number

Primary APN	`09-056-0062`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Corner
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2198 N 1600 E
City	LAYTON
State	UT
Zip	84040-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 PRU
Legal Description	ALL OF LOT 62, HIDDEN HOLLOW - UNIT NO I. CONT. 0.31 ACRES
Legal Subdivision	HIDDEN HOLLOW UNIT 1
Legal Lot Number	62
Legal Unit	N
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3010
Census Tract	125804

Owner

2198 N 1600 E is owned and occupied by two individuals who bought it in August 2025.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2198 N 1600 E, LAYTON, UT 84040-7043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Intrafamily Transfer, Transfer
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	20253631855
Deed Book / Page	8822 / 1668
Prior Transfer Date	Dec 16, 2005
Prior Transfer Doc	0002132123
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Dec 10, 2021
Property Address	2198 N 1600 E, LAYTON, UT 84040-7043
Document Number	07903/1588
Book / Page	7903 / 1588
Instrument Date	Dec 10, 2021
Instrument	3441935
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3427 N WINDRIVER CT, EDEN, UT 84310-9549

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 29, 2021
Property Address	2198 N 1600 E, LAYTON, UT 84040-7043
Document Number	07894/3297
Book / Page	7894 / 3297
Instrument Date	Nov 24, 2021
Instrument	3438727
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2198 N 1600 E, LAYTON, UT 84040-7043

Mortgage

Document Number	0003438731
Date	Nov 29, 2021
Instrument	3438731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2198 N 1600 E, LAYTON, UT 84040-7043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BACKMAN TITLE SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003292772
Date	Sep 14, 2020
Book Page	7594/3782
Instrument	3292772

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2198 N 1600 E, LAYTON, UT 84040-7043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003188706
Date	Sep 20, 2019
Book Page	7351/0750
Instrument	3188706

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Aug 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2198 N 1600 E, LAYTON, UT 84040-7043
Document Number	0003103167
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	BACKMAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2198 N 1600 E LAYTON UT 840407043, LAYTON, UT 84040-7043

Mortgage

Document Number	0003103167
Date	Jul 5, 2018
Book Page	007050/000166
Instrument	3103167

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2198 N 1600 E was $3,153, up 5.6% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,900 (+0.72%) Land $148,513 Building $158,387	$558,000 (+0.72%) Land $270,023 Building $287,977
2025	$3,153.00 (+5.63%)	$304,700 Land $137,062 Building $167,638	$554,000 Land $249,204 Building $304,796
2024	$2,985.00 (+1.91%)
2023	$2,929.00 (-4.47%)	$511,000 Land $203,226 Building $307,774	$511,000 Land $203,226 Building $307,774
2022	$3,066.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2198 N 1600 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2198 N 1600 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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