Adams County property record for 2198 E 97th Cir, Thornton, CO 80229 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,482 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2018) |
| Tax Bill | $1,349.00 (2025) |
| Primary APN | R0041506 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,482 sqft Living Area |
| 1st Floor | 1,482 sqft 1st Floor |
| Basement Area | 684 sqft Basement |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | R0041506 |
|---|---|
| Old Parcel Number | 171914415021 |
| Street Address | 2198 E 97TH CIR |
| City | THORNTON |
| State | CO |
| Zip | 80229-2472 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:HARVEST RIDGE FILING NO 1 BLK:5 LOT:21 |
| Legal Range | 68W |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Quarter | SE |
| Legal Subdivision | HARVEST RIDGE FILING NO 1 |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | ADAMS CO |
| Minor Civil Division | WEST ADAMS |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 9204 |
Source: Adams County records · APN R0041506
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Mailing Address | 2198 E 97TH CIR, THORNTON, CO 80229-2472 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WESTERRA CU |
| Dec 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WESTERRA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2018000103848 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 2198 E 97TH CIR, THORNTON, CO 80229-2472 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2198 E 97TH CIR, THORNTON, CO 80229-2472 |
| Document Number | 0000046824 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023000046824 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 2198 E 97TH CIR, THORNTON, CO 80229-2472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000118104 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020000118104 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 2198 E 97TH CIR, THORNTON, CO 80229-2472 |
| Document Number | 0000105526 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|---|
| Address | 2198 E 97TH CIR THORNTON CO 802292472, THORNTON, CO 80229-2472 |
| Document Number | 0000105526 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 105526 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 31, 2018 |
| Property Address | 2198 E 97TH CIR, THORNTON, CO 80229-2472 |
| Document Number | 0000103848 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 103848 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2198 E 97TH CIR THORNTON CO 802292472, THORNTON, CO 80229-2472 |
| Document Number | 103849 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 103849 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2048 |
| Document Number | 103850, |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 103850 |
| Name | COMMUNITY DEV COMMISSION |
|---|---|
| Type | Construction/Development Company |
| Address | DENVER, CO 80204 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 30, 2048 |
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Mapleton School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,349.00 (-63.07%) | $31,820 (-14%) Land $6,880 Building $24,940 | $509,000 (-6.95%) Land $110,000 Building $399,000 |
| 2023 | $3,653.00 (+16.75%) | $37,000 (+17.83%) Land $6,020 Building $30,980 | $547,000 (+21.11%) Land $89,000 Building $458,000 |
| 2022 | $3,129.00 | $31,400 Land $12,380 Building $19,020 | $451,666 Land $178,000 Building $273,666 |
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