Oakland County property record for 2198 Chaps, Troy, MI 48085 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2021) |
| Tax Bill | $9,978.00 (2025) |
Source: Oakland County records · APN 88-20-12-303-034
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2198 CHAPS, TROY, MI 48085-5520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LAKE MI CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Nov 18, 2016 · Amount on Record |
| Deed Doc Number | 2021198508 |
| Deed Book / Page | 56696 / 376 |
| Prior Transfer Date | Oct 24, 2016 |
| Prior Transfer Doc | 0000210308 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 13, 2021 |
| Property Address | 2198 CHAPS, TROY, MI 48085-5520 |
| Document Number | 0000198508 |
| Book / Page | 56696 / 376 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 198508 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2198 CHAPS, TROY, MI 48085-5520 |
| Name | Verified Name |
|---|---|
| Address | 2198 CHAPS, TROY, MI 48085-5520 |
| Document Number | 0000193897 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 56664/705 |
| Instrument | 193897 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2198 CHAPS, TROY, MI 48085-5520 |
| Document Number | 0000175036 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2198 CHAPS TROY MI 480855520, TROY, MI 48085-5520 |
| Document Number | 0000175036 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 054748/000373 |
| Instrument | 175036 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2035 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,978.00 (-3.85%) | ||
| 2023 | $598,380 | ||
| 2022 | $10,378.00 | $299,190 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 88-20-12-303-034 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|---|
| Lot Area | 13,504 sqft (0.31 acres) |
| Street Address | 2198 CHAPS |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-5520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 2097 HUNTERS PARKCONDOMINIUM UNIT 34 L48800 P311 11/17/15 FR 301-004 & |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 34 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 196000 |
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