Alameda County property record for 2198 45th Ave, Oakland, CA 94601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 829 sqft · built 1922 |
| Lot Size | 0.061 acres (2,660 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,255 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2412-7 |
| Primary APN | 36-2412-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 829 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 2,660 sqft (0.061 acres) |
| Street Address | 2198 45TH AVE |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94601-4748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00007 BLK: AR: 0036 PAGE: 2412 ;LOT: 00009 BLK: 000F MP: 0020 PAGE: 0033 |
| Legal Subdivision | FRUITVALE BLVD |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 407600 |
2198 45th Ave is owned and occupied by an individual.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2198 45TH AVE, OAKLAND, CA 94601-4748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITY OF OAKLAND |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2198 45TH AVE, OAKLAND, CA 94601-4748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2198 45TH AVE, OAKLAND, CA 94601-4748 |
| Document Number | 0000356241 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021356241 |
| Name | CITY OF OAKLAND |
|---|---|
| Type | Government Agency |
| Address | OAKLAND, CA 94612 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2198 45TH AVE, OAKLAND, CA 94601-4748 |
| Document Number | 0000147323 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2198 45TH AVE OAKLAND CA 946014748, OAKLAND, CA 94601-4748 |
| Document Number | 0000147323 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 147323 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 250 FRANK H OGAWA PLZ # 5TH, OAKLAND, CA 94612-2010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2198 45th Ave was $2,255 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,345 (-12.18%) Land $24,758 Building $25,587 | ||
| 2025 | $2,255.00 Homeowner's exemption | $49,358 Land $24,272 Building $25,086 | |
| 2023 | $2,112.00 Homeowner's exemption | $47,442 Land $23,330 Building $24,112 | $512,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2198 45th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2005–2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2198 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,037 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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