2198 180th Ave, #I, Centuria, WI 54824 Property Records

Polk County property record for 2198 180th Ave, #I, Centuria, WI 54824 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	1,701,889 sqft (39 acres)
Occupancy	Owner Occupied
Tax Bill	$1,685.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`044-00086-0000`

Exterior

Lot Area	1,701,889 sqft (39 acres)

Location & Zoning

Street Address	2198 180TH AVE # I, I
City	CENTURIA
State	WI
Zip	54824-7706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SW NW V552/216
Jurisdiction	POLK WI
Minor Civil Division	ST. CROIX FALLS
Census Blockgroup	2
Census Block	2003
Census Tract	960701

Owner

Source: Polk County records · APN 044-00086-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2198 180TH AVE, CENTURIA, WI 54824-7706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2198 180TH AVE # I, I, CENTURIA, WI 54824-7706
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000941387
Date	Dec 26, 2025
Instrument	941387

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Jan 01, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2020
Change Frequency	6 Months
Min Rate At Change	2.88%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	St. Croix Falls Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (+8.36%) Homeowner's exemption	$136,400 (-) Land $130,600 Building $5,800	$206,700 (+19.41%) Land $197,911 Building $8,789
2023	$1,555.00 (+8.89%) Homeowner's exemption	$136,400 (-) Land $130,600 Building $5,800	$173,100 (+9.77%)
2022	$1,428.00 Homeowner's exemption	$136,400 Land $130,600 Building $5,800	$157,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.