21979 Franklin Rd, Clearwater, MN 55320 Property Records

Stearns County property record for 21979 Franklin Rd, Clearwater, MN 55320

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,846 sqft · built 1998
Lot Size	30.9 acres (1,347,746 sqft)
Owner	Company Name on Record
Last Sale	$37,660 (Apr 2009)
Tax Bill	$5,338 (2026)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-10504-0010`

Property Details

APN / Parcel Number

Primary APN	`19-10504-0010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,783 sqft
1st Floor Area	1,704 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,347,746 sqft (30.9 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft
Lean-To	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21979 FRANKLIN RD
City	CLEARWATER
State	MN
Zip	55320-1313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	2B
Legal Description	30.94A P/O NE4NE4, P/O NW4NE4 SEC 29 & P/O NW4NW4 SEC 28 LYING SWLY OF FRANKLIN RD & NELY OF ABANDONED RR ROW & NWLY OF
Legal Range	27W
Legal Township	123
Legal Section	28
Jurisdiction	STEARNS MN
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2017
Census Tract	11202

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21979 FRANKLIN RD, CLEARWATER, MN 55320-1313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2009 · Amount on Record
Deed Sale	Apr 29, 2009 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	2009667754
Record Updated	Jun 8, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 9, 2022
Property Address	21979 FRANKLIN RD, CLEARWATER, MN 55320-1313
Document Number	00A1645845
Instrument Date	Nov 21, 2022
Instrument	A1645845
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21979 FRANKLIN RD, CLEARWATER, MN 55320-1313

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,338.00 (+20.82%)
2025		$866,800 (+8.19%) Land $241,900 Building $624,900	$866,800 (+8.19%) Land $241,900 Building $624,900
2023	$4,418.00	$801,200 Land $226,400 Building $574,800	$801,200 Land $226,400 Building $574,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20